Pittikal - moderate
PSF - moderate
Singapore - Aggressive (CASH- lump sump or DDI?)
planning going for,

PIDF - Moderate.
PSSF - Aggressive.

so 3 moderate funds and 2 aggressive - go for it.  in the future, u can maintain these 4 acc's for top up ur next EPF withdrawal. or u can add 1 more aggressive fund for next epf withdrawal to balance 50% agrressive / 50% moderate.

actualy u can balance it base on ur risk/age factors like 30%/70%, 60%/40% 80%/20%......

if u in 30's, more aggressive funds... when u reach 50 yrs, u still hv 5 yrs for retirement.... so monitor the market and exit with profits and put back the money in EPF.

or just leave the money until 55. u can plan it later.

1. EPF --> PSBF (bond fund) lump sum every 3 mths
treat PSBF as a holding of $

Then every month,
2. PSBF --> PSF or any other Equities
the amount is up to U, thus U can do DCA or VCA or trend or??? 

Note
a. U do "lose" extra 0.25% by doing so BUT if U treat this process as a long term methodology, what the heck is 0.25%? hehhe.
b. U may want to register for Public Mutual Online to execute 2. easily. Ignore your agent also can