I'm newbie, i wanna ask how to see the mutual fund is good ?
currently I'm hving Eastern far consumer theme fund and PB fix deposit fund..
Pls enlighten me ~

thx alot ^^
by the way, any nice fund recommended ? when the fund give dividend ?

bcoz I'm doubt with the fund.
i saw the far-east consumer fund hving bad quarter yet still hv dividend given. but fix income fund no dividend yet the overall bid, return look better than far -east consumer ,,,
some more some with lower and higher expenses .. hmmm./ curious, it's really need to read into the full report of that fund ??

This post has been edited by Dackson: Aug 12 2011, 09:31 PM

but the return only hv 1 year, 3 years and 5 years.
base on the chart, fix income fund not good at mid year, while far east consumer not good when market fall

ok. i go to look for the dividend ~

natural resources always depliting, some is renewable resources and some is not.
In future, may be no need oils ald, there is few way to get natural resources in future

It's for mutual fund, it's need to service charge at 5.5% during purchase and 5.5% during sold ?

oh~ then reduce my panic ... scared me, total 11% charge
I want to ask, how a fund calculate the non taxable income ? bcoz even the the unit price drop but it still hv income to buy the unit. end up it may reduce lose on it ... so far i calculated .. all the fund losing money. How come they said grantee didnt burn the basic money invested ?

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Added on August 14, 2011, 12:35 ambase on the purchase transaction, why said the fund min need RM1k to purchase ? purchase 1k fund, then should add 1k + charge to make 1k fund purchase, so total is ~ RM947 used to buy the fund ...

This post has been edited by Dackson: Aug 14 2011, 12:35 AM

I dnt think the client help much ...
Ask to buy fixed income fund, this fund keep forming a circle one. How to make money from this fund ? Look like he wanna ensure you sold and buy back the fund constantly to generate fix income for him.
The agent get the commission yet didnt inform to sold the fund, even keep help u buy it when the fund keep dropping =___=
Some more ask my mum to buy it early and said dividend coming. End up by mum buy at the top price, the dividend not enough to cover lose. buy at 0.86xx now it raise back to from previous bottom 0.7980xx ~.~

For them to get 10k a month is easy ! Their main target is those who dnt know it ~

This post has been edited by Dackson: Aug 14 2011, 10:41 AM

not I want to purchase that fund one. Is my parent purchase one. I said dnt want end up they still buy it.
After i calculate few of the fund, it only earn 4.7% after deduct from the SC (1 year ald =___=). This 4.7% is luckily the NAV increase if not eat the sand I believe i keep it at good dividend share. Keep at EPF better or Prudential (my friend said > EPF).
I hvnt calculate out my sister monthly invested high risk fund gross, I think that one hungus ald ...

Any fund nice for recommend ? Alot hungus fund, it's time to buy it and keep ^.^
Today is the 2nd day i know how the fund work.
I'm thinking of new and potential fund, Indonesia fund, Equity fund. I saw that Public fund some how related to their public quarter result and interim dividend, which majority fund price down after quarter report =_______=

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Added on August 14, 2011, 12:53 pmis there any way that dnt want agent recommend ? Then should reduce agent commission ? Few year later SC may be can reduce to 4% ?
That agent just fill up the form and bla bla ~ if real one, will bring out financial calculator to calculate possible return during uptrend and downtrend.

This post has been edited by Dackson: Aug 14 2011, 12:55 PM

Agent as broker ? Fund agent ?
Which REITs ?
What is UT ??

That agent is friend some more
So easy ask ppl buy with dividend, i also can do it. I can get the license if i want. Currently i thinking want to get investment link insurance or not. This kind of job hv part time one ?

Fund Manager Affin or else ?

Public hving so many mutual fund

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Added on August 14, 2011, 5:23 pmby the way, how to know the Fund with no dividend given from morningstar ? Some fund with detail yet some without =______=

This post has been edited by Dackson: Aug 14 2011, 05:23 PM

hmm... no idea how to evaluate it. The return much lower than real estate. yet, the NAV not really yummy ~ China is the next potential meat. China currently will go down trend ? India is the coming next. Indonesia also not bad ~

This post has been edited by Dackson: Aug 14 2011, 06:06 PM

what is the alpha, beta and R-square at modern statistic ?
beta is the risk ??

huh ? when Xuzen already explained it ?

reit ?

waiting another bank bankrupt ? Currently some low profile fund give dividend, almost time to swallow at even lower price ~

Mind not yet ...
one is Bond, MYR and equity ~ no idea see ~

by the way, how is the return of bond ? Switch to bond and it's enough to cover ur SC when the time need to switch back to equity?

FD normal one 3.17%, 25k hv 3.4% and bla bla~
So the return is 5% ? store at gold more 1 year, it's more ? I think buy maxwell or Sridge better than both ?

but if keep the gold after all the issue gone, then it more profit than FD ?
may be tomorrow Gold price start drop lo ~