I believe everyone should work smart and hard and give themselves a treat from time to time. You don't need 10k to travel around if you really really do your research. Eg: you don't need Shangrila for your night stay or you don't have to dine in the hotel practically every night. YOu can always opt for street side food and that'll save you a whole bunch.
Some people may say that if you're already travelling, then make the best out of it, but going there blindly into expensive hotels doesn't give you the bang for bucks either. Make your research and I bet some guesthouse are just as great as those hotels. Not to mention, the street foods are good too
Just one advice : do your research
Will you spend 10k to go traveling? (Travel)