Haha, Maybank is legend. A couple months ago, they refuse to renew my Amex and Visa card but only my Mastercard. Also they reduce the CL on my Mastercard .Call them to see what is the problem as I have excellent paying record. Guess what the teller told me? She told me nicely that, since i only use he Mastercard and not the visa or amex, they see no point in continuing my other cards .Also they say my transaction is low and also very good payee, they basically cannot earn much from me so they reduce the CL . Talk to the girl nicely say that i will use my card more often, she finally agreed to renew my visa but not my amex, but the lowered CL stays. . BTW, my Maybank CL is mere 15% of my annual income

This post has been edited by gark: Jan 14 2010, 12:10 AM

I am not surprised they did it, i never did once swipe the amex or visa card for 5 years since it is given to me. .

Haha i really don't know. I maybe use my credit card like 2-3 times a year only. Don't know why, I am CC phobic . Even my subordinate who is like heavily in debt with credit cards, and earns much much lower than me got offered a citibank platinum card with a huge CL. Go figure!

Tinkerbell,

Haha, I don't know where I got my habit from. Whenever I see anything I want to buy, I check my wallet first, not enough cash then either I withdraw cash (only from 1 particular ATM) or I don't purchase it. Most of the time I ended up not buying anything. So far I only use my CC for hotel deposit and Airasia.

My Maybank CC hor... although the CL is very low, they never bother me with phone call at all, insurance and other telemarketing stuff and leaves me at peace. They are so peaceful that, although i swipe thousands of euro on the card overseas, they have not once called me. Save my roaming cost...

This post has been edited by gark: Jan 17 2010, 10:39 PM

Dono leh? Thye never call me after all these years, so i don't really bother. Unlike CIMB, always call to invest this and that.. haiya... even got call me to buy houses also .. troublesome bank...