Outline ·
[ Standard ] ·
Linear+
Which bank is most generous with credit card CL?, CL Survey *Subject to bank's CR review*
|
HHalphaomega
|
Jan 14 2010, 07:24 AM
|
|
QUOTE(rockefeller @ Jan 13 2010, 11:34 PM) Through your experience, which bank offers the most generous credit limit for credit cards? I know this is subject to credit review but i'm just asking generally. For credit cards Citibank is best in offering high credit limit followed by Maybank and OCBC, almost 30& of my annual income. The worst would be HSBC credit cards offering only about 12% of my annual income.
|
|
|
|
|
|
HHalphaomega
|
Jan 17 2010, 11:37 PM
|
|
QUOTE(gastacopz @ Jan 17 2010, 12:20 PM) owh..my HSBC 20% from my annual income...thye even offer to double the CL dunno y..mayb im a good payee I doubt it gastacopz as I settle all my credit cards in full unless I swipe five digits which is usually once or so every year which is split into 50-50 payments. Maybe you're just lucky with HSBC as I am with the others.
|
|
|
|
|
|
HHalphaomega
|
Jan 17 2010, 11:59 PM
|
|
QUOTE(rockefeller @ Jan 17 2010, 11:44 PM) Added on January 17, 2010, 11:45 pmyes, although it is highly subjective and depends very much on your credit ratings. i have in some cases one bank offering me double the CL offered by the other bank! Some banks are just too kind to some of us while others are punished and vice versa. I suppose credit ratings is one thing while bank policy/officer policy is another.
|
|
|
|
|
|
HHalphaomega
|
Jan 19 2010, 01:30 PM
|
|
QUOTE(rockefeller @ Jan 19 2010, 11:49 AM) What's the highest CL you've heard granted to an individual in Malaysia? Just curious.. I've heard from a good source that RM500K has been granted for a Datuk to do shopping in Dubai.
|
|
|
|
|