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 Studying in Australia (V 3.1), Please use proper English

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LightningFist
post Nov 4 2010, 12:35 AM

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Hikari what do you mean by "Automatic Honours like the UK only comes to those programmes that are 4 years or more like BEng,BPharm,LLB etc." ?

Are you saying that, in Australia, degrees such as BEng, BPharm, LLB etc are 4 years in length, and come with Honours?

As far as I know, in Britain, BEng, BPharm (or BSc Pharmacy), and LLB are 3 years in length, and are all awarded with Honours if Honours standards are achieved. MEng is 4 years. MSc Pharmacy would be 4 years.

But I'm not sure what you meant.
LightningFist
post Nov 4 2010, 12:54 AM

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Ah I see. But I wouldn't know anything about Professional Boards smile.gif

I might end up applying to Australia, perhaps next year, but I really hope I do not have to.
LightningFist
post May 25 2011, 10:08 PM

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Please advise regarding Student Visa application:

1. I thought online is not possible anymore?

2. Visa Subclass 573 for undergrad, right?

3. Medical check + X ray before or after applying? This is 100% necessary right?

4. How to demonstrate you have the funds? What is the procedure?

5. Some documents need certification, who/where to get this done?

6. Biometrics, Medical, X Ray, that will be all?

Thank you. I'm contacting the AVAC tomorrow but I wanted to ask here first to clear some doubts... simply too many questions to ask.
LightningFist
post May 26 2011, 08:20 AM

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Ok thanks! I'd like to ask:

1. When you applied online did you have to mail anything (eCOE, photographs etc) in, and if so to AVAC or High Comm?

2. Did you have to upload anything? Are photos with blue background ok?

3. Do you need to have your OSHC certificate before applying?

4. For Med + X-Ray, the referral letter comes from the online app - then I bring along the separate med and x-ray forms?
LightningFist
post May 26 2011, 11:15 AM

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OK thanks. Very simple.

Last question - your Visa is electronic? Do you have a physical Visa then?
LightningFist
post May 26 2011, 11:15 PM

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Guys, are the proposed dates of arrival and departure on the visa application very important? I may think I know when I'm arriving but how could I know when I am departing?

Thanks.
LightningFist
post May 27 2011, 12:29 AM

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Hmm, if I travelled to Australia a few years ago, that probably means I needed (and got) a Visa.

How do I possibly recall the dates of this? The form suggests I have to enter details for it.
LightningFist
post May 27 2011, 07:39 AM

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Thanks for replying.

I've visited Australia several times, but I can hardly remember the year exactly. I do not know if it was ETA or an actual Visa, and I won't be able to answer properly.
LightningFist
post May 29 2011, 02:21 PM

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What's your monthly cost of living in AUD terms?
LightningFist
post May 29 2011, 06:25 PM

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QUOTE(limeuu @ May 29 2011, 05:30 PM)
the process of applying for uk med school starts 1 full year before, and includes sitting for ukcat/bmat tests.........

while i have known many with oz year 12 qualifications being accepted into many courses, i have not know anyone being admitted into medicine.....in any case, it makes no sense why anyone would do a year 12 programme when intending to go to uk.....just go do a-levels......which is also perfectly acceptable for entry into oz.....and actually an easier pathway into critical courses in oz...........
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Exactly! People diss A Levels all the time and go for SAM, AUSMAT, HSC, CPU etc, when A Levels or IB are perfectly acceptable, take only slightly longer if at all (many people happen to extend their 1 year courses), and are in many ways superior.
LightningFist
post Jul 20 2011, 10:36 PM

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QUOTE(soundworks @ Jul 17 2011, 10:10 PM)
hi ! may i know any good universities in melbourne where i can do economics and finance ? particularly smth that has to do with stock trading/exchange industry .
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You could do any one of Economics, Finance, or Commerce or a permutation of those. That's the first step towards a career in capital markets / securities trading or research. Not sure why you would single out Melbourne (in which case go for the University of Melbourne like someone else suggested), as you could do the same in Sydney or Canberra.
LightningFist
post Aug 7 2011, 12:38 PM

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I think each semester (each term, of which there are 2 per year) consists of 4 courses/units. If you choose to do the Bachelor of Commerce degree you can then major in one or more of Actuarial Science, Economics, or Finance, as well as Accounting, Business, Management, and Marketing.

If your degree lasts 3 years you would do 24 courses; 32 if your degree lasts 4 years.

In order to qualify for one or more majors you would need to pass or achieve a high grade in a certain set of courses relating to that major. Obviously to attain the overall degree you must also have passed/completed 24 or 32 courses, a certain number of which must be related to Commerce.

For example, if you chose/desired the Actuarial major, you might need to do Statistics, Economics, and Accounting, Financial Management and Mathematics. An Economics major would have to do Econometrics in addition to Economics and Statistics (and perhaps Economic History). A Finance major may have to do all of the above, or might only need to do Economics, Accounting, Finance, and Marketing.


Added on August 9, 2011, 7:59 pmAustralian temporary residents from Malaysia: Do you need a Tax File Number, and do you have to pay tax on interest?

This post has been edited by LightningFist: Aug 9 2011, 07:59 PM
LightningFist
post Aug 10 2011, 10:03 PM

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QUOTE(hihihehe @ Aug 10 2011, 08:47 PM)
if you are working in Australia(PR,TR,students,etc) then yes you need TFN to avoid higher tax(45% i think?) deduction from your income.
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Thanks for the reply. I think I need to file a tax return... does anyone here do this? Damn, I would rather be an FR and be taxed 0%-10% than have to deal with this.
LightningFist
post Aug 11 2011, 03:18 PM

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I earn interest, which is only taxable for up to 10% IF I were an FR...

Plus, FRs don't have to file tax returns for interest if it is correctly withheld, while I believe I have to file a tax return annually regardless of payable tax on interest.
LightningFist
post Aug 12 2011, 12:04 PM

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QUOTE(haya @ Aug 12 2011, 09:00 AM)
Only if you only earn interest, dividends and royalties in Australia. Anything else would be withheld at the rate of 45%.

Not quite. If you are a Australian resident for tax purposes, and the only source of income is your bank interest, and your bank interest earned is less than $6000/financial year, and you have not had tax withheld from payments made to you (usually that would happen if you have given your bank your TFN), one does not need to file  a tax return.
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1. Yes, interest would also be withheld at just over 45% (bank's calculations... zzz) unless I submitted a TFN. Which was great, until I realised I wasn't an FR.

2. I will need to check on this one later, as the Taxation Office site says You use your tax return to tell us about (declare) the income you received during the financial year, and goes on to say If you are an Australian resident and you receive, or you are credited with, interest from any source within Australia, you must declare the interest as income.

According to the site, I need a TFN because my interest should be more than the $420/year threshold. I assume requiring a TFN also means having to file a tax return.

Since I got here after the end of the financial year (30 June 2011 I think), it means I won't have to file a tax return until October 2012!


LightningFist
post Aug 12 2011, 05:14 PM

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But doesn't the ATO say I (as a resident) need to declare any interest paid by financial institutions, and that filing a tax return is the means of doing so, regardless of the actual tax payable?

Would I be breaking any laws or rules if I failed to do so, even if there is no actual tax or penalty payable?

Conversely an FR does not need to file a tax return if interest is correctly withheld (which would be 0% or 10%).
LightningFist
post Aug 13 2011, 12:20 AM

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QUOTE(apsidewatch @ Aug 12 2011, 10:17 PM)
hello guys, im going to Australia (god's will) to further my studies for degree next year. flex.gif

thru IDP Australia, I was offered Bac. of Commerce in UniSydney, ANU, UQ,UniMelbourne and Adelaide. i got 7.5 for IELTS, so english requirement will not be an issue.im planning to be majoring in accounting. they expect me to give the final answer before 15th August( this monday). wink.gif

shortlisting the choices i had, now i have my eyes on University of Melbourne and University of Queensland, ANU for 3rd choice if needed.

i already googled here and there on some infos on the university and the city ill be living, but there's something i need to ask. Is anyone studying for bac of commerce in one of the unis? i got a few tons of questions to ask.. nod.gif  icon_question.gif
thanks in advance  notworthy.gif  icon_rolleyes.gif
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You've waited until the deadline... you have 0 working days until your decision must be made...

I have to ask, why is UQ your second choice for Commerce/Accounting?

PM me if you have questions.
LightningFist
post Aug 26 2011, 02:29 AM

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QUOTE(haya @ Aug 25 2011, 02:54 PM)
I would strongly advice against deciding your course of study in Australia on potential migration pathways.

Australian immigration changes their rules like people change shirts. And most course are 3-4 years long, A lot can happen in that time, and the rules that were in place when  you went in will more often than not have been modified beyond recognition when you graduate.

Occupations are taken off and on the SOL list regularly. Also, keep in mind that the occupations on the SOL do not necessarily reflect what is truly in demand in the job market. While the SOL is influenced by lobbyists in the industry, simply having a occupation on the SOL does not mean it is "in demand" by the workforce.

Finally, keep in mind the new rules stipulate that all potential migrants need a IELTS band of 8.0 across all modules.
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It's weird, but they really do... I guess the lawmakers work hard...

Do you mean an overall band score of 8.0? Because 8.0 for each section would be unreasonable at best.
LightningFist
post Aug 26 2011, 10:35 AM

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QUOTE(haya @ Aug 26 2011, 08:15 AM)
http://www.immi.gov.au/skilled/general-ski...ity-english.htm

Quote: "You must provide [a] IELTS Test Report Form (TRF) Number to show you have a band score of at least eight on each of the four components – speaking, reading, listening and writing" (my emphasis)

Yes, we know that this will cut out 90% of all applicants. Yes, there have been legal challenges regarding the English language test. Some might even argue that the current policy favors white people from English-speaking nations. International students discuss this matter at great length when they get together.

But "unreasonable"? That is a very wide word that ignores other variables when a nation decides to accept an individual to settle in its territory on a permanent basis.
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Their words don't make it clear (at least to me) whether it is an overall band score of 8.0 or a minimum of 8.0 in every module that they require.

However to achieve this one might just resit the exams. The cost is surely not too great if the end goal is to emigrate.

I suppose it is unfortunate that IELTS is used, but I don't expect Australia to use anything other than their own (jointly administered) testing system. And how we feel is immaterial if we are subject to it anyway.

Maybe when they found that some migrants (including tons of citizens) could hardly comprehend or maintain an understandable conversation in English (thus making it hard for them to integrate with the wider society - Australia's favourite line), they felt they needed to correct this (and I completely agree with this, except for the testing system).

QUOTE(limeuu @ Aug 26 2011, 09:11 AM)
if you however have other extra points, like work experience, higher qualifications, other language skills, studied in 'regional oz' etc, you can get the 65 points even with zero points from ielts.........
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Work experience from Australia? Of specific minimum duration or level?
LightningFist
post Sep 8 2011, 04:59 PM

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Why not open a bank account via the internet? Funds can be transferred anytime electronically, and can be withdrawn upon arrival at the bank.

Obviously there are some costs involved (banks here will use intermediaries and either of these will normally charge a small fee).

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