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 Which Bank Balance Transfer is Best?, Easy approve,Low interest,No troublesome

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Gen-X
post Feb 5 2010, 07:01 PM

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8,601 posts

Joined: Jan 2003
From: KL

QUOTE(clarance777 @ Jan 7 2010, 06:01 PM)
Hi, Every1. I would like to get more information and clearness on current BANK BALANCE TRANSFER Promotion which offering by many bank :

1) Public Bank - BT XI, BT X & BT VIII -Public Bank
2) EON Bank - Get 1% cash rebate -EON Bank
3) UOB Bank - 0% interest -UOB
4) Ambank - Double Volume Balance Transfer (i using Ambank, but i want transfer other Bank CC to Ambank, is it ok? but Ambank Credit limit not enough)
5) Alliance Bank - 12 & 18month BT plan -Alliance Bank

Any other more bank offering attractive BT Plan now?

Which bank can approve in 1-2weeks time, and easy approve on it. Any one can explain to me more on BT for above Bank. Actually what is the meaning of upfront?
Thank you
*
From above 1 to 5, best is Public Bank 0% for 6 months.

Upfront means that thye charge you a certain % upon approval. Example, if you do balance transfer of RM1000 and if stated 2% upfront or processing or handling fees, it means you have to pay RM20 upon approval.

Click on my signature below for more on Balance Transfer, but the public bank comments are outdated with the 0% for 6 months.

Another thing, do you have Public Bank CC? PPB very stingy with their credit limit.

You may apply for CIMB/Direct Access where they also offering 0% for 6 months.

 

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