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 Car loan interest Rate in 2010, what is the current rate??

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koh_424
post Jun 11 2010, 06:49 PM

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i was looking for a 2nd hand national car for my GF. did any1 here got the latest info of the interest rate for the used car? need to run for the used car lot again tongue.gif
koh_424
post Jun 13 2010, 01:06 PM

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2008 yr ride also need to have 4.75% interest ar? freaking high ler. any1 got the newest rate to share out?
koh_424
post Jun 15 2010, 11:53 AM

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haven got the rite info of the sedan car rate. but yesterday my company just submit loan for the lorry. bank said the interest is bout 3.75% PA. if not mistaken is for 5yrs loan.
koh_424
post Jun 17 2010, 08:51 AM

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QUOTE(epul86 @ Jun 15 2010, 09:24 AM)
I dot no which bank saller offer to me. But the rate is promised by the saller to me..
Are u impressed to that offer?
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is just the bank officer told us the rate has been increased. but our loan is stick to the 3.5% PA. is just so coincidence tat we submit the loan earlier few days. otherwise got to pay more. icon_rolleyes.gif
koh_424
post Jun 23 2010, 08:09 AM

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QUOTE(Gembala Kambing @ Jun 22 2010, 06:40 PM)
Mine was just approved yesterday.
3.10 % 9 years Honda City also from Affin  blush.gif
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wau..great interest u got there..
koh_424
post Jun 23 2010, 01:18 PM

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the rate of it should b fine for tis moment. coz newspaper already post it increase 0.5%.
koh_424
post Jun 26 2010, 08:23 AM

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call up used car dealer yesterday. Kenari 04 loan interest.

5yrs - 4%
7yrs - 4.25%
9yrs - 4.4%

as the dealer never mention which bank they will submit in.
koh_424
post Jun 26 2010, 10:56 PM

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QUOTE(MNet @ Jun 26 2010, 03:48 AM)
why don't you approach bank ur self?

u will get cheaper quote then dealer.
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is just coincident i helping my fren find used car then only i get to know the interest rate.

sum how, i believe the interest rate u still can bargain with the bank when they sign the loan letter with u. tats wat i did when i sign my car loan with PBB.
koh_424
post Jul 1 2010, 09:55 PM

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QUOTE(xiong @ Jun 12 2010, 09:28 AM)
i just got this rate from SA. myvi 2008 (A) for 4.75% . 9 years loan &
Wira Se (M) 2003 - 5.5% 7 years loan  sleep.gif
anyone knws the current interest rate for 2nd hand car. mind sharee here Ty !
*
really tat high interest rate?

last week i been visited to a used car lot. looked into a Kenari 2004 Aerosport. i asked the sales person how is the interest rate now. he was telling me tat now BN already increased the used car interest rate to 4.25% in 7yrs loan.

hmm.gif hmm.gif hmm.gif

koh_424
post Jul 12 2010, 03:45 PM

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QUOTE(cyjh @ Jul 12 2010, 06:07 AM)
yes pbb rates is crazy and high.

i got 3.0% from affin bank but pbb gave 3.5% for same loan amount and tenure.
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hey bro. 3% is for used car or new car? wat brand of the car can make it so low?
koh_424
post Jul 13 2010, 01:56 AM

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QUOTE(maru @ Jul 12 2010, 09:07 AM)
used car interest rate is higher usually around 1% or more....

Added on July 12, 2010, 5:08 pm
i think should be new....2nd hand wont be that low....
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used car interest i think is ard 4.25% rite? but also depends on the age of the car la.

just wondering "cyjh" purchase wat car can get so low loan. ohmy.gif
koh_424
post Jul 16 2010, 07:50 PM

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QUOTE(ssaturn @ Jul 15 2010, 12:23 PM)
CBU Car - Hong Leong - 115K 7 Years - 3.1% approved. smile.gif
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great interest rate u got there. mind to share wat brand of ur car tat make bank approved tis interest rate?

This post has been edited by koh_424: Jul 16 2010, 07:50 PM
koh_424
post Jul 18 2010, 10:41 PM

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QUOTE(T630 @ Jul 17 2010, 01:12 PM)
the star paper bmw advertised 1.88% for 5yrs... bmw fans  drool.gif
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lol..so low. any hidden terms on it?
koh_424
post Jul 22 2010, 07:00 PM

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QUOTE(fuzzy @ Jul 21 2010, 03:17 PM)
Well, if you need to take a 9 year 70k loan, I do advice you to stick to you BLM la bro. The money lost to the 3-4% interest can be used for far better things!
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agree. also, the interest rate i think would not different much from each bank. coz increase rate is ordered by BN.
koh_424
post Jul 24 2010, 01:17 AM

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QUOTE(vitac_hao @ Jul 23 2010, 03:18 AM)
Car i ask for is 08' Toyota Camry 2.0G spec.
Hire Purchase Bank is Public Bank. I have Saving Acc, Current Acc, Credit Card and all my previous HP loan are from Public Bank. Good and clean record !!!
The interest i was given on April by the car dealer is 3.75%. Today, the car dealer says the interest rate is 4.5% !!! hmm.gif  rclxub.gif  He says can make a special request from the joint promotion bank for 4.25%. doh.gif  He says take it or leave it. Will raise somemore wor !!!
Did you guys submit any HP loan this few days ?? Can confirm this ??
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not quite sure bout the current interest rate. but according to the Perodua Sales Man said. October MAY BE will increase interest rate again by BN.
koh_424
post Jul 25 2010, 07:23 PM

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QUOTE(deeplyheartbroken @ Jul 24 2010, 09:38 AM)
Our hire purchase interest is too high. Thumbs down big time to BN for protecting national makes. Previously non-national makes easily can get below 3% for 7-9 years loan. Darn.
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as bro 'deeplyheartbroken' said. interest rate increase to protect our local made. wat makes u think tat it will stop somewhere?
koh_424
post Jul 25 2010, 11:50 PM

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QUOTE(maru @ Jul 25 2010, 11:26 AM)
no one will know what will happen in the future mate....

at the moment i can c the trend is increasing.....

house loan, car loan etc
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hey bro. do u get any news of hire purchase loan interest when will increase? mind to share it out?
koh_424
post Jul 26 2010, 12:08 PM

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QUOTE(vitac_hao @ Jul 25 2010, 05:33 PM)
If the car dealer din bluff me, then should be another increase on middle of September, or October.
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same case with wat i heard the P2 said. October mayb will increase. but not sure the rate will go up how much.
koh_424
post Jul 31 2010, 12:31 PM

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QUOTE(MNet @ Jul 30 2010, 12:20 PM)
If buy a car at RM85K pay RM1.5k/month.

Monthly salary RM2k

Will there any problem with government/income tax?
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woo~~RM2k salary buy RM85k vehicle? no need to eat n for monthly usage?

Added on July 31, 2010, 12:32 pm
QUOTE(elv2k @ Jul 31 2010, 02:37 AM)
I heard rumor that the rate going to increase next week! 1st August  sweat.gif
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again increase wo!!..killing all of us..any reliable news from ur side??

This post has been edited by koh_424: Jul 31 2010, 12:32 PM
koh_424
post Aug 1 2010, 09:17 AM

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QUOTE(kazalan_kamitake @ Jul 31 2010, 06:52 AM)
yes..this tuesday the rate will increase.. All of the bank already get the memo from Bank Negara..interest become 4.1% for honda car from .3.5%..Damm i just thinking to buy the new car...
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lol..seems like BN really wan all the car interest to be 1Malaysia rate rclxms.gif

how bout used car rate?

This post has been edited by koh_424: Aug 1 2010, 09:17 AM
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