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Car loan interest Rate in 2010, what is the current rate??
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koh_424
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 Apr 7 2011, 11:57 AM
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QUOTE(VinluV @ Apr 7 2011, 01:12 AM) Hi guys, i am looking to get a new car. based on the site from tungjern, here's a comparison of Affin, CIMB, and Muamalat for their interest rates. [attachmentid=2139573] can anyone explain to me what is the meaning of the APR for minimum rate? It does seem that Affin and CIMB gives a lower interest rate than others which is nice, but is there a relation between interest rates and APR rates? APR = Annual percentage rate try to google it then u will get the answer. |
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koh_424
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May 6 2011, 11:12 PM
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QUOTE(chanfui @ May 6 2011, 10:01 AM) No. 9 years. some more you can take full financial loan. Depends on the manufacturing yr & the bank also. Sum bank offer 9yrs loan but sum just give 7yrs loan. |
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koh_424
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May 10 2011, 10:20 PM
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QUOTE(bookstore @ May 10 2011, 04:02 PM) Wanna ask, I buying a 2nd hand car from an owner directly. So owner tell me that he expect to sell with cash, so if i plan to get loan for the car, i need to settle the loan part by myself. So can I just walk into any bank branch and do the hire purchase loan? Any document I need to prepare or get from the owner in order to process the hire purchase loan? Does u told the owner u will take loan? He agree on tat? Basically u can walk in to any bank in to enquiry the loan matter. All the things u need from the owner is a PHOTO COPY of the car grant. |
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koh_424
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Jun 22 2011, 10:24 PM
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QUOTE(csling85 @ Jun 22 2011, 08:58 PM) do you all know, now the new myvi, are they doing any promotion ? can discount up to how much for premium ? I dun think they will have much discount for the new launch model. But u can try bargain more free gift. |
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koh_424
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Jun 23 2011, 10:20 AM
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QUOTE(tzeweng @ Jun 23 2011, 06:19 AM) im planning to get a car and will have my dad as guarantor, personally i have some outstanding credit card loan. will it affect my loan application ? when it comes to purchasing a car does the bank consider more about the loaner or the guarantor? im a student so im unable to provide income statement but i would like to have the ownership of the car to be mine if possible. Nowadays many car dealer claim that they can do the loan for the student. I believe it need guarantor also. Try to consult the car dealer for more info. Bout the outstanding CC balance. It wun effect much unless u have BLACKLISTED then u unable to get any loan. |
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