u mean u buy car without paying d/p?

it is possible..if u buy from the USED CAR DEALER..they can help u to solve tat problem..it just depend on wat u asking for..

Yup, zero down payment, full loan..

wa, like this ma high monthly installment?

yes..it will b more higher than the amount tat u pay 10% downpayment..but if u lack of downpayment or u have another way to use of ur saving then go for 'RM0' downpayment lo..repayment terms make it longer then u feel more easy..

This post has been edited by koh_424: Mar 26 2010, 08:07 AM

So, if I have excess money later and I'll pay the car, will I get any rebate?

This post has been edited by solsekuin44: Mar 26 2010, 01:10 PM

not much leh...

see this early settlement calculator

from another forumer

Thanks!

hey, fyi,

if u plan to buy perodua car, can try the umw loan, still using the old rate...

UMW loan? Easy to be approved?

i wan to get a 2nd hand savvy around 20k. from wat i read here, the rate is around 4.15%? can make it 0 downpayment or better pay 10%???

yea the loan by UWM. One agent told me not so easy to get it, another agent which i signed my car with, told me no problem to get it.
So until the loan is approved/not approved, i cant tell u for sure

UWM loan, what's the interest rate? Below 4%?

it follow the old rate one i was told, tat means 9 years 3.9 % lor...
but i go check uwm website i cant find the loan for perodua, only found for toyota...
but i think they dun cheat me gua, two different agents from two different places told me the same thing.
lower rate, so y not..haha

wanna ask, for now,interest rate for national car how much ?
for 7 years instalment n 9 years instalment ?

local bank, 7 years 3.9% , 9 years 4%

perodua car u can try umw loan, 7 years 3.75% , 9 years 3.9%

sometimes the car you bought can loan higher then the sale price means you have extra pocket money ...

y wan to loan more?

btw "using no way as way-having no limitation as limitation" from Bruce Lee?

how to apply for car loan when u dont hv a pay slip/income tax form?

i have my own small business that's 5 months old and decided to buy a car in 3-4 months but i dont know how to apply for loan if i dont have the pay slip or income tax form

anyone experience this before?

so guys.. any other conclusion ? on which bank offers lowest interest rate..
i plan to take one for 80k car.. 9 yrs.. any banker pls feel free to msg me..