Hi guys,

I will buy a new myvi soon, would like to know, let say i will change car 4-5 years later, should i get longer loan? or shorter? pay more down payment or less?

because i was told that if you take longer loan, u rugi less when u change car later, and some said the opposite pula...

can any one tell?

thx

hi, how many years loan u take?
if i put 20% d/p 7 or 9 years still can bargain?

ic...but i think impossible for 7 or 9 years jor...
the rate is fixed they said, for normal case

u mean u buy car without paying d/p?

wa, like this ma high monthly installment?

not much leh...

see this early settlement calculator

from another forumer

hey, fyi,

if u plan to buy perodua car, can try the umw loan, still using the old rate...

yea the loan by UWM. One agent told me not so easy to get it, another agent which i signed my car with, told me no problem to get it.
So until the loan is approved/not approved, i cant tell u for sure

it follow the old rate one i was told, tat means 9 years 3.9 % lor...
but i go check uwm website i cant find the loan for perodua, only found for toyota...
but i think they dun cheat me gua, two different agents from two different places told me the same thing.
lower rate, so y not..haha

local bank, 7 years 3.9% , 9 years 4%

perodua car u can try umw loan, 7 years 3.75% , 9 years 3.9%

y wan to loan more?

btw "using no way as way-having no limitation as limitation" from Bruce Lee?

isn't it 3.75% for 5 years, 3.9 for 7 years , 4 for 9 years and all bank fixed?

i think fixed one, unless if they personally give u rebate lo

unregistered and registered, can explain abit?

ic, thanks