I went to Putra Heights branch. They not provide education loan? So weird. I need to re-check again for confirmation. Btw, the interest rate is quite low.

Hello all. Yeap, the course I planning to take is Commercial Pilot License.

Today, I went to few banks such as RHB, CIMB, Public Bank, Bank Rakyat, Ambank and Bank Islam. Bank Rakyat they have education loan but they doesn’t give loan for this course. Ambank got education loan but not for adults. Other banks only provide Personal Loan and they prefer government servants. Only Bank Islam can give me the education loan for pilot. The maximum loan is RM150000 and I still need to find another RM100000.

why you don't ask sponsorship from airasia?

then better get bond by them..

since you already determined to be pilot..

I don't think they do anyway, I've re-check again with the branch you visit (Putra Heights, Selangor) and they keep saying no such loan available since last 3 months ago.

bank rakyat didnt give loan to pursue piloting? damn...ambank do give loan for spm leaver? how bout interest?

its not easy like that to become selected. unless you stand out from crowd by becoming best students, or you have insider, then it totally nearly impossible.

I just re-check again at different branch, PJ, the previous one is Putra Heights told me the wrong info. They don’t have Education Loan.

The previous one told me I just need to pay 5.5% interest for 15 years. And today, the different branch told me I cannot get the 5.5% interest. But for non-government servants need to pay about 8% for 10 years.


I didn’t ask much about Ambank because they give priority for gomen only. Private cannot get.
Totally agree with you.

Hello Cpt. Penanya,

I didn’t manage to enter the aviation world due to financial problem. I cannot get education loan and also I cannot get a big personal loan because my parent is not a government servant. The small personal loan, the interest rate is very high. The max I can get is below RM100k which is still far away to go.

poyozer: if you don't mind sharing, which banks were the ones that allowed big personal loans for government staff?

and by how *big* is big?

Firstly correction, im not a captain besides im not even a pilot yet,
Im struggling to enter Apft or being under Ak's cadet, perhaps.
Finance is the main obstacle now, and thats why ive been askin u as maybe im able to gain some information
Well, cheer up bro if theres a will theres a way.

poyozer: if you don't mind sharing, which banks were the ones that allowed big personal loans for government staff?

and by how *big* is big?

Finally I found the solution without borrowing from any bank after been hunting for many years.  I feel so grateful now I got chance to pursue my studies. Nothing is impossible if you believe!

Finally I found the solution without borrowing from any bank after been hunting for many years.  I feel so grateful now I got chance to pursue my studies. Nothing is impossible if you believe!

Finally I found the solution without borrowing from any bank after been hunting for many years.  I feel so grateful now I got chance to pursue my studies. Nothing is impossible if you believe!