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 Credit Card v9, RM50 GST dilemma

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sco
post Dec 29 2009, 08:48 AM

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QUOTE(patricktoh @ Dec 29 2009, 12:42 AM)
I think the CL increase is based on spending pattern & repayment bahaviour. I had never request any CL increase since day 1 collected the CTB classic card. Thru the past 12 years, the initial CL RM4k was auto increased multiple times till current RM30k.
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I don't think so. Hong Leong increase my CL from RM28k to RM30K yesterday. My spending pattern is less than RM500 monthly. Perhaps repayment behaviour.

sco
post Dec 30 2009, 10:03 AM

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QUOTE(Gen-X @ Dec 29 2009, 08:39 PM)
Many banks increasing CL of their cardholders. So far UOB, Citibank and HLB have increased my credit limit this month.

Anyway, in your letter stating increase in CL for your HLB, did the same said letter mentioned that if you are the first to swipe RM15K you win a Rolex watch and first 50 cardmembers to swipe RM2,000 get 20,000 points?
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Yes, why? I am not excited to these types of gimmicks. Definitely I won't be swiping RM15,000 just to get a CHANCE to win the watch. I guess I won't be the first 50 to qualify as the "contest" starts at 12.01 am on 1 Jan 2010. By that time, how many New Year celebrators have already swiped their cards at the pubs etc (hmmmm..... are they classify as retailers?)!

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