Credit Card v9, RM50 GST dilemma
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 Jan 9 2010, 10:14 PM
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#1
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Senior Member
3,188 posts Joined: Jul 2007 From: A place called "home"  
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is there a trend that credit card limits have been increased lately? Most of my friends say so....
I am not a big spender with the credit card, do u think it is safer to lower the credit card limit or leave it as it is - which is rm9k? |
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Jan 10 2010, 10:54 AM
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#2
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Senior Member
3,188 posts Joined: Jul 2007 From: A place called "home"
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QUOTE(hye @ Jan 10 2010, 07:43 AM) Hope this helps to understand the role of CL a little. I kindof hate people thinking have high CL is 'dangerous', you may never know when you'll need it and if you can't control your spending then please don't sign up for credit cards. I have friends with CL lower than RM10K but every month pay nothing but minimum. (And complaints when the cc statement come and debt/interest so high) Banks are not charities, they are enterprises who are there to make money.   Thanks alot for your clear explanation.... |
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Jan 15 2010, 03:03 PM
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#3
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Senior Member
3,188 posts Joined: Jul 2007 From: A place called "home"
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for maybank credit card, if i want to change the internet secured password, is there any other way than calling the bank? (when no one is answering the call
 ) |
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Jan 15 2010, 04:19 PM
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#4
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Senior Member
3,188 posts Joined: Jul 2007 From: A place called "home"
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QUOTE(alex_cyw1985 @ Jan 15 2010, 03:52 PM) yes, thanks alot  |
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Jan 31 2010, 03:17 PM
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#5
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Senior Member
3,188 posts Joined: Jul 2007 From: A place called "home"
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This is a nice reference:
Source: http://thestar.com.my/news/story.asp?file=...5740&sec=nation Attached thumbnail(s) 
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Feb 1 2010, 01:00 AM
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#6
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Senior Member
3,188 posts Joined: Jul 2007 From: A place called "home"
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QUOTE(padisawah @ Jan 31 2010, 10:54 PM) hello...need some advice here... U can consider a debit card insteadi may need a credit card (or may not). i am just a new working professional, been working for 4 months. calculated my per annum net salary (after minus epf+socso) is around Rm26k. why i say i may need a card coz currently i am pursuing part time study while working and there will be fees incurred that i wont be manage to pay with my 1 month salary alone. actually the fees can be claimed with the firm i'm working with it's just that i have to pay first. so which is the suitable card for a starter like me and from which bank? i may also use the card to purchase few one-off things anyway, my knowledge about the technical side of owning a credit card is basically zero (like the payment process, interest rates, rebates, balance transfer, fees etc). care to suggest any website links useful for me to read? thanking in advance  |
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Feb 9 2010, 01:06 PM
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#7
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Senior Member
3,188 posts Joined: Jul 2007 From: A place called "home"
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wat's the difference between credit card and charge card?
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Feb 9 2010, 10:42 PM
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#8
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Senior Member
3,188 posts Joined: Jul 2007 From: A place called "home"
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QUOTE(bingozero @ Feb 9 2010, 09:01 PM) Credit card got credit limit while charge card don't have credit limit. oh...thank u |
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Mar 8 2010, 09:46 PM
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#9
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Senior Member
3,188 posts Joined: Jul 2007 From: A place called "home"
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do u noe if bsn has credit cards? wat is/are the names of the credit card from bsn?
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Mar 9 2010, 01:59 PM
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#10
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Senior Member
3,188 posts Joined: Jul 2007 From: A place called "home"
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want to ask - does islamic banks offer credit cards?
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Mar 9 2010, 02:42 PM
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#11
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Senior Member
3,188 posts Joined: Jul 2007 From: A place called "home"
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QUOTE(hye @ Mar 9 2010, 02:13 PM) Yes they do. The following banks has it ... I may miss out a couple. thanks- AMBank (Al-Taslif) - Bank Islam - HSBC Amanah (HSBC Islamic banking arm) - Maybank Do note that the islamic banks cc will have restrictions. |
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Apr 7 2010, 04:24 PM
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#12
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Senior Member
3,188 posts Joined: Jul 2007 From: A place called "home"
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QUOTE(Lineage @ Apr 7 2010, 01:37 PM) Hi all, base on your opinion and experience, if average, my salary monthly got 2.5k..but my basic only rm1.3k and + fixed allowance got RM1.5k, will bank approve my application? are you a undergraduate, apply for direct access lor....simple |
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Apr 19 2010, 12:02 PM
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#13
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Senior Member
3,188 posts Joined: Jul 2007 From: A place called "home"
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i duno why my maybank credit card - cannot be used in most BHP station, but it function in Shell stations; is my card problem or the BHP stations's problem (and it is not one BHP, several that I go)?
do i need a card change? |
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Apr 19 2010, 12:30 PM
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#14
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Senior Member
3,188 posts Joined: Jul 2007 From: A place called "home"
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QUOTE(hye @ Apr 19 2010, 12:25 PM) I assume you are using MBB credit card (VISA/MC) and not MBB AMEX cc. You don't need to do a card change since it works elsewhere. Likely to be a merchant problem. Did you also try to swipe it @ the counter ? (That's a sure fire way for the card to work) ya, master card...haven try to swipe in the BHP counter....ma fan....will go Shell to pump instead =D |
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Apr 22 2010, 04:42 PM
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#15
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Senior Member
3,188 posts Joined: Jul 2007 From: A place called "home"
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QUOTE(babezane @ Apr 22 2010, 04:38 PM) Easy to get? if u got a degree, get cimb direct access....very easy |
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