how about annual fees for next 2 years?

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Added on January 9, 2010, 11:40 pm

Boy, did you read the first page?

I will assume you have AMEX Gold CC. I don't have SCB so can't comment but do check if their annual fees are waivable.

Benefit of Amex Gold CC:
1. 5X reward points for petrol, MPH & Borders and groceries or 2.5% cash back (if redeem 200 MR = RM1). However can't use at Petronas.
2. 2X reward points for other transactions. This itself give you unlimited 1% cash back if you convert points to cash.
3. Tol Free CS line
4. Membership reward points no expiry.
Benefit of CIMB/DA Mastercard (forget about Visa) for now. Go to their website as hye mentioned lah.
1. 2% cash back at ALL petrol stations.
2. 0% Interest for Education, Hospital and Insurance Transactions.
3. 0% Balance Transfer for 6 months vs. MBB/AMEX 3 months
4. Saturdays and Sundays cash rebate at KFC, Isetan, Bonia, Guardian and Cold Storage.
5. Can use at places where AMEX not acceptable 
6. If you have their World Mastercard, free coffee at DOME 

Cons of CIMB/DA
1. No TOL free line for CS, so you pay for the calls and usually DA got to wait longer.
2. Redeem voucher got to pay for courier charges.
3. Reward points have expiry date.

I am going to cancel my MBB Petronas Plat soon since I have Mesra Card and DA have extended the 2% rebate for Petrol.