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 Credit Card v9, RM50 GST dilemma

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koh_424
post Apr 5 2010, 08:17 AM

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just to thinking of the total amount to make an installment.

as the shop seller teach me tat. can try to have to balance transfer to get the installment plan. how much charge for balance transfer?
koh_424
post Apr 5 2010, 01:26 PM

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but if i request for the 0% installment from Maybank (as my CC)..how long the installment period shortest for them??..
koh_424
post Apr 5 2010, 03:03 PM

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QUOTE(David83 @ Apr 5 2010, 05:34 AM)
I did a 6-month term before.

It's up to the merchant I think.

Details: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
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is tis apply for all the item n amount swipe for???..or just as state 'participating outlet only'..??
koh_424
post Apr 5 2010, 05:44 PM

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QUOTE(Aurora Boreali @ Apr 5 2010, 09:04 AM)
HSBC didn't want to give me a credit card half a year ago. Today they called and wanted me to take up their HSBC Amanah card but I rejected them in the face! Yes!
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haha.good job bro.. icon_rolleyes.gif teach them a lesson..
koh_424
post Apr 6 2010, 08:59 AM

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i would rather buy a Garmin GPS directly..no need coz those promotion then hold their CC..quite cheap out there..sum how their offer the GPS also i think is the cheapest version rite??
koh_424
post Apr 6 2010, 04:32 PM

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if u do not sure mayb u can try call the customer service line then they can transfer u to the right department
koh_424
post Apr 7 2010, 07:26 PM

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QUOTE(hye @ Apr 7 2010, 11:15 AM)
This is not a published method of applying credit card but it is possible. So there's no such link exist if you are looking for it.
You need to place an amount in FD which the bank will treat it as security. You can have the card so long you don't withdraw your FD, you do that and your card is cancelled.

Your CL will depend on the bank. Likely in best case scenario it'll be 1:1, matching the FD that you place but definitely not exceeding your FD value. Not so best scenario, your CL is less than your FD value.

Before you run out to do this ... please inquire the banks whether they allow you to do this. Coz not all banks will provide this service. Go and do your homework on which bank has it.
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wau..good info..now only i know got tis kind of service CC bank provide..
koh_424
post Apr 8 2010, 10:03 AM

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QUOTE(hye @ Apr 7 2010, 03:22 PM)
Hold on. Not all banks practice the same thing when it comes to installment / CL calculations.
My earlier answer applies to Citibank but I can't remember how does Maybank works. There are banks which will only fully released the CL once all payment is paid up.

The answer above is correct for Citibank at least. Slight correction to the above would be they would round the CL to the nearest ringgit.
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As i heard from my parent also. The bank will hold u 1k EzyPay limit til u have done the full settlement with the amount only they release ur 1k limit.
koh_424
post Apr 8 2010, 01:18 PM

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QUOTE(winner @ Apr 8 2010, 04:40 AM)
I guess you own MBB Islamic Petronas Ikhwan card, not the normal MBB Petronas card.
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i feel the same things as u mention. coz my pocket MBB Petronas Gold Visa interest charge me til i fain. rclxub.gif
koh_424
post Apr 15 2010, 10:30 PM

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Today received the CC statement. In the envelope, it mail together for me the AMEX application form :S. I ask my parents opinion bout the card. They told me better dun get it.

Any hidden terms of it?? Maybank AMEX.
koh_424
post Apr 20 2010, 09:21 PM

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QUOTE(MilesAndMore @ Apr 20 2010, 10:03 AM)
Hopefully more banks will have similar offer soon. So far we only know Hong Leong Bank, EON Bank, Bank Rakyat and Affin Bank can waive the credit card tax ...
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did MBB available for waived the GST??
koh_424
post Apr 21 2010, 08:12 AM

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QUOTE(David83 @ Apr 20 2010, 01:47 PM)
Nope. You have redeemed for it using TP/MR.
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lol..others bank r offering waived for the GST..but MBB seems dun1 to lost any single cent to pay customer GST.. rclxub.gif

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