i have S&P with me, i requested from lawyer to let me take back one copy before i sign it.
i already scan it in pdf.

any one want it?

i think because phase 2 haven launch...if they launch 6 months or 1 yr later, then it stil can complete within 36 months, which is 4th year of whole project...

36 months to complete after signing S&P....

Let's all of us sing..... CONGRATULATION!!! CONGRATULATION!!! CONGRATULATION!!!

Is the detail of the 3 years interest free and 18 months 7.5% documented in S&P? If no, where it will be documented?

Did they mention when they will have the letter ready, I am not suprise it will be separate doc, but it should be sign off together with the s&p.

after work later go to sign loan agreement with uob. tml morning go to sign s&p.

HLB banker told me they can offer BLR-1.65 with Zero Cost and BLR-1.9 with cost.

Yea, me too.I ant find the 4.5yrs interest free..2.2 tiles also...

just came back from signed s&p and loan offered.
got -1.85% with uob.
yes, s&p come with detailed layout plans.
2 car parks number is specified too.
interest payment during construction in 3 yrs time is specified. repayment after construction for 18 months is specified as well. but we must get all done (got loan approved, signed s&p, paid 10% of our property) to eligible for the mentioned promotion package.

haha... now almost the due date to sign s&p, can see a lot newbie account turn up in a sudden, most probably purposely create new account to contribute in this property and yes me too. been long in lowyat.net but purposely create this account for this property

i haven't got any bank offer yet

can anyone share the loan package? say interest rate, locked in period, flexibility and others of SCB, UOB, OCBC, CIMB and PBB?

which is the best?

Developer part buyer need to pay for RM300 only. I think this cost cannot include in your loan except developer agree.

Most of the bank do not have zero entry so the Lawyer fees bear by buyer. I think around 2.8k to 3k which you can include in your loan. MRTA too can include.

PBB told me that only allow 5% of your total loan for lawyer fees and MRTA. E.g. 180k allow only 9k to include.

I recommended you to take MLTA because after maturity can get back the total amount paid + interest. You can opt for monthly repayment. OUB not compulsory.

OCBC just confirmed that they are revising their offer as lots of demand comes from the owner...

OCBC now offer me and all other -1.85% below BLR!

Really like Xmas present to me in the Xmas Eve

It just that, the lock in period is starting from the first drawdown, not like SC, the lock in period begin on the signing of offer letter. That's all the diference, but I believe that the difference is only few months...

According to the offer letter by OCBC, they offer me;

BLR -1.85% pa on daily rest

- prepayment (on reducing interest). OCBC works two ways, if you make prepayment, it could be consider as Advance Installment (Non-re drawable) or Capital Repayment (re drawable). With minimum of RM1k Capital Repayment and notice from customer, the money is re drawable

Im not sure about SC...

mind sharing the term details

still waiting my sc to be approved
also pbb, uob and ocbc