1120 Park Avenue - PJ South, any comments?
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 Dec 30 2009, 03:22 PM
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#21
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Senior Member
696 posts Joined: Nov 2005 From: Ipoh, Selangor, KL   
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QUOTE(iceanise @ Dec 30 2009, 03:14 PM) ocbc is sooooo slow!!!!! Yes, very very slow & they dont even wanna get back to u..whether approved or fail they dont even wanna entertain...very bad customer service.. |
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Dec 30 2009, 04:27 PM
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#22
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Senior Member
696 posts Joined: Nov 2005 From: Ipoh, Selangor, KL
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I am only interested in 2 banks which is PBB & UOB...
PBB MRTA is much more expensive if compared to UOB. Any 1 bought MRTA as well? |
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Dec 30 2009, 04:31 PM
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#23
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Senior Member
696 posts Joined: Nov 2005 From: Ipoh, Selangor, KL
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QUOTE(iceanise @ Dec 30 2009, 04:27 PM) so, as at now....which bank is better? someone pls enlighten me My choice would be PBB or UOB only..The rest all OUT!!!! |
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Dec 30 2009, 04:40 PM
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#24
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Senior Member
696 posts Joined: Nov 2005 From: Ipoh, Selangor, KL
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QUOTE(iceanise @ Dec 30 2009, 04:37 PM) wat rate are PBB offering? wat rate are UOB offering? got letter offer already? i got SC letter of offer oli PBB -1.85%UOB -1.85% |
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Dec 30 2009, 04:55 PM
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#25
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Senior Member
696 posts Joined: Nov 2005 From: Ipoh, Selangor, KL
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QUOTE(iceanise @ Dec 30 2009, 04:43 PM) u all sign s&p dy ar? i signed last Sun... |
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Dec 30 2009, 04:58 PM
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#26
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696 posts Joined: Nov 2005 From: Ipoh, Selangor, KL
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QUOTE(iceanise @ Dec 30 2009, 04:57 PM) sc also -1.85 (some more montly rest) cheh....no good... Yea..what they offered now attractive at all.Cant loan the legal fees n MRTA into the loan... |
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Dec 30 2009, 11:03 PM
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#27
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Senior Member
696 posts Joined: Nov 2005 From: Ipoh, Selangor, KL
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QUOTE(sk00 @ Dec 30 2009, 05:18 PM) Yes totally agreed on that. OCBC not only slow, they never keep their promise as well. promise to call me back but never call me back at all. very very bad customer service. will never deal with this bank anymore. YaYa, this is what i encounter also...really useless...dun wanna take their loan... |
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Dec 31 2009, 12:14 AM
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#28
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Senior Member
696 posts Joined: Nov 2005 From: Ipoh, Selangor, KL
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QUOTE(king4891 @ Dec 30 2009, 07:07 PM) MLTA a bit more expensive but can choose to pay monthly or yearly. The important is can get back the moeny right? By the time u get back the money, its already depreciate.So rather buy MRTA than MLTA. |
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Dec 31 2009, 09:38 AM
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#29
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Senior Member
696 posts Joined: Nov 2005 From: Ipoh, Selangor, KL
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QUOTE(aliciaqsp @ Dec 31 2009, 09:32 AM) the application PENGELUARAN MEMBELI RUMAH with me, there stated tat need attach with SURAT KELULUSAN PINJAMAN PERUMAHAN Both original SNP & Offer letter from bank. dunt know is that means offer letter saja or ...  |
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Dec 31 2009, 03:03 PM
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#30
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Senior Member
696 posts Joined: Nov 2005 From: Ipoh, Selangor, KL
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QUOTE(ausmat @ Dec 31 2009, 03:01 PM) A friend of mine also getting the same call from the developer.... I was wonder... issit the developer don't want to bare the 2-3% merchant charge for credit card..... Mine already cleared...i also paid via creditcard..i use HSBC...I am also paying with credit card.... may be i will be the next...  Happy New Year!!! |
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Jan 3 2010, 04:24 PM
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#31
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Senior Member
696 posts Joined: Nov 2005 From: Ipoh, Selangor, KL
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The construction will start after chinese new year...one of the sales agent told me...
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Jan 3 2010, 06:20 PM
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#32
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Senior Member
696 posts Joined: Nov 2005 From: Ipoh, Selangor, KL
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What is No HSM??I need to fill in the KWSP forms but i don;t know what is that...Any1 can help me??
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Jan 3 2010, 06:35 PM
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#33
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Senior Member
696 posts Joined: Nov 2005 From: Ipoh, Selangor, KL
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QUOTE(limyusiong @ Jan 3 2010, 06:30 PM) leave it blank...jus need to fill up HSD (243799), PT is 1777, Parcel No. is ur unit number lol... How about alamat harta..The agreement also dont have.We need to photostat the sales & purchase agreement only rite?Deed of mutual no need rite?i submitted my EPF withdrawal application last Tue d....nw in process... |
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Jan 3 2010, 06:44 PM
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#34
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Senior Member
696 posts Joined: Nov 2005 From: Ipoh, Selangor, KL
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QUOTE(limyusiong @ Jan 3 2010, 06:41 PM) alamat hart ai jus put 1120 park avenue,bandar petaling utama, PJ... Thanks alot man!!!Izzit fast at KWSP?Need to wait long time?photocopy IC, passbook, S&P (make sure ur floor plan is attached) and Mutual agreement...itu saja... |
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Jan 3 2010, 06:52 PM
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#35
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Senior Member
696 posts Joined: Nov 2005 From: Ipoh, Selangor, KL
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QUOTE(limyusiong @ Jan 3 2010, 06:46 PM) i damn kiasu....i reach there 7:50am...counter start by 8am....hehe, so i got No.1....if all photocopy document is attach, 10 mins settle... Mutual agreement i don't have original copy.Only certified true copy only.S&P i got original 1...Bank statement can?Coz i didnt update my bank book ages ago.reminder: bring all original IC, bankbook, S&P and mutual agreement for EPF staff verification yeah... |
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Jan 3 2010, 08:09 PM
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#36
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Senior Member
696 posts Joined: Nov 2005 From: Ipoh, Selangor, KL
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QUOTE(limyusiong @ Jan 3 2010, 06:58 PM) tat one i nt sure lo...coz i got all ori copy with me...worst come to worst, u have to run twice to EPF office..luckily my office is so near to EPF PJ...so once i done, i stil got time go for a tea b4 enter office.....hahaha Which solicitor u r using?Added on January 3, 2010, 8:09 pm QUOTE(cutealex @ Jan 3 2010, 07:19 PM) wah.. a lot use EPF withdrawn ah ? Yea, coz if use EPF got tax exemption.This post has been edited by gstrapinuse: Jan 3 2010, 08:09 PM |
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Jan 3 2010, 11:09 PM
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#37
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Senior Member
696 posts Joined: Nov 2005 From: Ipoh, Selangor, KL
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QUOTE(limyusiong @ Jan 3 2010, 08:36 PM) TBK Same lor..but they only gave me Ori S&P and Certified true copy of S&P and Deed of mutual covenants...Added on January 3, 2010, 11:11 pm QUOTE(AbangCorp @ Jan 3 2010, 10:09 PM) err Yes, correct..9c (AHL)..better choose pengkreditan terus..they will direct bank in to your acc.what type of form 9c do i need for withdrawal of 10% down payment becoz kwsp officer says so many 9c type of form available i see what i have, very similar like you all i have here 9c (AHL), correct or not but have pengkreditan terus cek jurubank draf bank asing cek and draft, something i want to prevent from using from you guys advice, it took longer to process i have money in advance i just want to know how to repaid that money absolutely neither into developer nor financier This post has been edited by gstrapinuse: Jan 3 2010, 11:11 PM |
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Jan 4 2010, 08:53 AM
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#38
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Senior Member
696 posts Joined: Nov 2005 From: Ipoh, Selangor, KL
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QUOTE(106127 @ Jan 4 2010, 01:29 AM) what do u mean by::: If u buy your 1st house using EPF u r entitle for income tax exemption.You get what i mean?EPF got tax EXEMPTION ????? This post has been edited by gstrapinuse: Jan 4 2010, 08:55 AM |
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Jan 4 2010, 09:08 AM
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#39
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Senior Member
696 posts Joined: Nov 2005 From: Ipoh, Selangor, KL
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QUOTE(AbangCorp @ Jan 4 2010, 09:06 AM) does that mean, the withdrawal will not be taxed? Yaya...if i am not mistaken, the wholesum of the purchase price will not be tax. |
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Jan 4 2010, 09:15 AM
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#40
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Senior Member
696 posts Joined: Nov 2005 From: Ipoh, Selangor, KL
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QUOTE(AbangCorp @ Jan 4 2010, 09:11 AM) 1 more thing, "Untuk pengetahuan anda, setahun selepas anda membuat pengeluaran perumahan yang pertama, anda dibenarkan untuk membuat pengeluaran daripada Akaun II simpanan KWSP anda untuk mengurangkan pinjaman perumahan anda pada setiap tahun." Its refinance but u cannot pay more than 50% of the loan that u borrowed from bank or else u'll kena penalty.the validity period for mengurangkan pinjaman perumahan for how many years? is it until repayment complete? |
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