Credit card V8, Anything about it
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 Dec 10 2009, 09:01 AM
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#21
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Senior Member
593 posts Joined: Feb 2007 From: Merseyside  
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QUOTE(jurne @ Dec 10 2009, 01:01 AM) Self employed- full time forex trader thats why no salary slip. Which bank do you keep your money?May i ask can i apply credit card? Please advise. Thanks.  Just show them the bank statement. If they don't offer you, go to another. |
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Dec 17 2009, 10:40 AM
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#22
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Senior Member
593 posts Joined: Feb 2007 From: Merseyside
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QUOTE(alex_cyw1985 @ Dec 17 2009, 10:26 AM) I understand the outstanding vs statement. Pay for the OUTSTANDING. (RM500)due to my statement date is 12 december, i hutang RM1k, but today 17 december, there is a reversal for 1 of my transaction (RM500). so actually I only hutang RM500 now, so which 1 I need to pay?  The statement balance refers to your spending this month. The Outstanding balance refers to what you owe to the bank. The statement balance can be offset by the credit (the amount you paid extra last month) brought forward hence, always refer to outstanding balance for your payment. Sidenote, always pay in full every month.  Can keep you out of extra fees and give you a good credit rating.  |
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