If thats your saying, what right does the government has over us that we cant choose for ourself and instead need to be reminded of the fact by punishing us RM50 for each card?

Aiyo... already give you RM100 free somemore want to cancel because of the RM50 meh?

I have confirm to maintain Citibank Shell Gold and SCB Business Platinum for rebate purpose. Still got a SCB Plat Mastercard which Im unsure whether to cut or not. The RM100 from SCB is enough to cover both their cards service tax.

Cards that I have cancelled:-

1. HSBC Classic - Discount normally for normal price item. Usually shop during sales.
2. RHB Tesco & Travel Money - Useless
3. Alliance Gold - Not happy with billing.. want more details on rebate like Citi/SCB

Need to call EON to cancel my card application I think. Cant pity those card agents anymore. Infact I havent seen any of them lately in shopping malls.

https://www.citibank.com.my/global_docs/for...omo/100.htm?EDM

Everyone with Citibank card receive this?

Dont worry la. If you want to cancel your card, you can still do it and they will still send you monthly installment statement for you to clear till it finish. Or since your credit already being halved by the installment plan, just dump some money inside so that you can use it as top up to existing credit balance you have. You can always argue your case.

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Added on November 15, 2009, 2:18 pmI for one dont like any of the local banks cc offering regardless of what they are offering. I have Alliance Bank Gold card which gives a tier 1.5% upto RM3k but just dont like how they deal with the rebate as there is no details and I have to kept track of it myself.

Like SCB instant 0.5% which is shown below the transaction I've done and Citibank which show the amount of accumulated rebate + rebate for current month.

This post has been edited by andrekua: Nov 15 2009, 02:18 PM

Today I called Citibank and uncover a stupid trick they used with Citibank Shell card. If you aint using it for Shell, they wont honour the rebate you accumulated through retail purchases. Damn...

Well, if the banks think like what I had in mind, I would definately not waive those who owes the banks nothing. Simply, these indebted guys/gals are paying them(banks) handsomely albeit 1.5% in interest each and every month. These are the real revenue generator. I would die to keep these bastards in.

RHB is so persistant. Im at a loss. Im being told that if I proceed with my card cancellation, they will bill me the lump sump of whats left in my installment plan. They were reluctant to give me the things that I wanted most which is the fullset of monthly statement of the remaining sum that I needed for my company claims.

I just went and pump RM5 petrol in Shell to see if Citibank will at last release the RM50 rebate holding up in my card.

Just received my Citibank Shell card statement. Now I know how their rebate system works. The amount of accumulated rebate that can be cleared from your account depends on the amount of Shell fuel you pump. So I got RM50 rebate in it, but I tried pumping RM5 shell, all I get is RM5 rebate cleared. The rest still aint cleared. Sucks as Shell RON95 is the worst among them all. Looks like the timing is right as just confirmed to switch my Alliance Bank Gold card to Younique and therefore can cancel my Citibank card tomorrow. Thanks you Citi for all the rebates and discount that I enjoyed during the 1 1/2 years.

Why banks never bothered to call me?
I remember a few years back when I just increase my CL on my HSBC, they did call me up to confirm cos I just upgrade my limit and within 2 days, it was over limit (9.5k). Had to told them to deduct the money from my savings acc. No call ever since. Even when I was buying something in China, and without informing them, it still goes through. No calls. Its suppose to be foolproof aint it?

When you purchase Air Ticket from AirAsia, notice that how the local banks issued card need all sort of security question. No such hassle with Citibank and SCB.