Dear all;

I need your advice here.

On Monday, I had a car accident at my company's waiting area ( so it is a private property). A Mitsubishi Grandis reversed into my Myvi and then bang , my side fender was dented.My car was stationary.

So who is at fault here? Can I claim third party ?

Dear forumers please advice.

Have u lodged a police report before 24 hours from when the accident occured?

report and claim
no report (within 24 hours) then cannot claim

Yes i have. Both parties did ( Me and Mitsubishi Grandis) .

But the sarjan is away till Friday so cannot give a decision "Keputusan".

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Added on November 18, 2009, 9:28 pmSo i need all your advice for this matter.

Coz i hear, if it is at a private propety, cannot claim 3rd party coz cannot issue saman.

This post has been edited by benedictHHH: Nov 18 2009, 09:28 PM

Huh where got such thing? Only 1 sarjan at there meh?

Why canot claim? No such thing la

@Wacky_angel

Ya lo .. the sarjan in charge is away.

I mean can claim but claim OD (Own Damage) wor .. not third party.

IS this true ?

why cannot claim. its the other's fault.
give the sarjan 3 to 5 days for keputusan kes.

@iluvena

I mean i can claim. But is it OD or 3rd party claim ?

haven't of such things before.
www.insuranceinfo.com.my

why canot claim 3rd party?

The fella who bang me say, because it is in private property , the police cannot saman, so do not know who is right or wrong.

BS! so if i go others private property and steal their cars, polis wont do anything also?

@jolipoli81

Ya .. i also agree, that is what most of my friend say. But is it ture ah ? I mean by the law?

No such thing as in private property you cannot claim from his insurance.

Ok. I think i know what to do now.

Either settle outside or claim 3rd party.

If I claim his 3rd party , his NCD for next year sure gone right ?

yes....NCD if you claim his insurance to repair...

According to my friend ( an insurance agent)

HE told me that police will not issue a saman, so who is right and who is wrong cannot be judged.

However, the insurance company from both party will decide who is right / wrong and then proceed with compensation, 3rd party claim.

Dude, you sure your friend an insurance agent really know how it works?

WaCKy-Angel, there isn't just one sarjan but each of them handle cases on particular days, so for TS's case, must refer back to that Sarjan.

Seriously if not your fault that cause the accident, u have two types of claims can be chosen from.
OD-KFK or Third party.

Its not insurance company who decides, but the Sarjan does.



Seriously if it small case, settle without claiming insurance.
Tell the fella, RM300 summon. Might well pay u for the repair instead and keep the NCB.

lol if i stab my fren in my house hw

This post has been edited by dantck: Nov 19 2009, 02:03 AM

stabbing ppl isnt it attempt for homicide?

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Added on November 19, 2009, 2:09 ammore like...accidentally push ur fren from the stairs and he stabbed himself ....

This post has been edited by porkchop: Nov 19 2009, 02:09 AM