I used to cash my check in Maybank, after waiting a month for my check to arrive, another month for it to clear. Sometimes check goes missing, so, even longer to wait. I don't use check anymore since I started using Payoneer card, it's around RM10 per transaction I usually withdraw at HSBC at RM1500 each time. Ya a bit high than normal check but at least its reliable when I receive my money each month otherwise it's hard to pay upcoming bills with delayed funds. Also, charges can be minimized if you use the card directly to shop online/swipe. http://foudak.com/payoneercard/