Mortgagers
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 Oct 26 2009, 07:59 PM, updated 17y ago
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#1
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Senior Member
3,188 posts Joined: Jul 2007 From: A place called "home"  
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Sorry, I am not very familiar, therefore I would like to ask:
Dear Mortgager, I just wonder: (1) for your service, do you come to us or we go to you or we meet in the bank? (2) for new loan, what are the types of documents needed? how can we entrust our documents with you? (especially if we don't meet at the bank) (3) are you just representing one bank? or more? (4) do you arrange lawyer for us? and, is there anything i need to know about you? |
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Oct 26 2009, 08:45 PM
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#2
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Senior Member
3,188 posts Joined: Jul 2007 From: A place called "home"
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QUOTE(abyss8 @ Oct 26 2009, 08:38 PM) 1. it's all up to you. if you dont feel confident, you can always meet a banker in the bank. tx for the info2. registered owner photocopy I/C, 3 months payslip, EA form / Borang B, EPF statement, savings / current / FD statement. 3. if it's banker, then only 1 bank. if you meet an agent then he may be representing alot of banks. 4. you have to find your own lawyer for S&P. loan agreement use bank panel lawyer. sometimes you may use the same lawyer for both S&P and LA.  |
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Oct 26 2009, 09:28 PM
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#3
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Senior Member
3,188 posts Joined: Jul 2007 From: A place called "home"
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can i ask: mortgage broker or banker will only get their commission after the loan is disbursed to the buyer's lawyer? correct? or, once the buyer signs the loan offer?
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Oct 27 2009, 01:07 PM
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#4
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Senior Member
3,188 posts Joined: Jul 2007 From: A place called "home"
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QUOTE(abyss8 @ Oct 27 2009, 10:46 AM) Loan release... oh...   tat will ensure that the banker/ mortgage broker follow up with the case? XD |
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Nov 15 2009, 06:42 PM
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#5
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Senior Member
3,188 posts Joined: Jul 2007 From: A place called "home"
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 what to follow up with the mortgage broker after signing the letter of offer? |
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