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TSleongal
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Oct 26 2009, 07:59 PM, updated 17y ago
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Sorry, I am not very familiar, therefore I would like to ask:
Dear Mortgager,
I just wonder:
(1) for your service, do you come to us or we go to you or we meet in the bank? (2) for new loan, what are the types of documents needed? how can we entrust our documents with you? (especially if we don't meet at the bank) (3) are you just representing one bank? or more? (4) do you arrange lawyer for us?
and, is there anything i need to know about you?
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airline
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Oct 26 2009, 08:14 PM
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better apply soon. interest rate going to go up
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abyss8
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Oct 26 2009, 08:38 PM
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Getting Started

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1. it's all up to you. if you dont feel confident, you can always meet a banker in the bank.
2. registered owner photocopy I/C, 3 months payslip, EA form / Borang B, EPF statement, savings / current / FD statement.
3. if it's banker, then only 1 bank. if you meet an agent then he may be representing alot of banks.
4. you have to find your own lawyer for S&P. loan agreement use bank panel lawyer. sometimes you may use the same lawyer for both S&P and LA.
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TSleongal
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Oct 26 2009, 08:45 PM
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QUOTE(abyss8 @ Oct 26 2009, 08:38 PM) 1. it's all up to you. if you dont feel confident, you can always meet a banker in the bank. 2. registered owner photocopy I/C, 3 months payslip, EA form / Borang B, EPF statement, savings / current / FD statement. 3. if it's banker, then only 1 bank. if you meet an agent then he may be representing alot of banks. 4. you have to find your own lawyer for S&P. loan agreement use bank panel lawyer. sometimes you may use the same lawyer for both S&P and LA. tx for the info
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abyss8
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Oct 26 2009, 08:57 PM
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Getting Started

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not a problem =)
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TSleongal
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Oct 26 2009, 09:28 PM
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can i ask: mortgage broker or banker will only get their commission after the loan is disbursed to the buyer's lawyer? correct? or, once the buyer signs the loan offer?
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citigoh
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Oct 26 2009, 09:42 PM
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New Member
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I can go over to collect the document from you , if you are our citibank existing customer tht will be more easy everything can be done through email and fax. Goh from Citibank here call me anytime 016-3372335
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abyss8
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Oct 27 2009, 10:46 AM
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Getting Started

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QUOTE(leongal @ Oct 26 2009, 09:28 PM) can i ask: mortgage broker or banker will only get their commission after the loan is disbursed to the buyer's lawyer? correct? or, once the buyer signs the loan offer? Loan release...
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TSleongal
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Oct 27 2009, 01:07 PM
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QUOTE(abyss8 @ Oct 27 2009, 10:46 AM) oh...  tat will ensure that the banker/ mortgage broker follow up with the case? XD
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abyss8
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Oct 27 2009, 01:52 PM
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Getting Started

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i dunno those mortgage broker same as us or not, but, as you say, the banker will keep follow up lor~~ but there is also customer will call up to ask loads of question after loan release ^^
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TSleongal
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Nov 15 2009, 06:42 PM
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 what to follow up with the mortgage broker after signing the letter of offer?
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