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 Debit Card V2

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solsekuin44
post Jun 27 2010, 04:37 PM

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This is quite out of debit cards, but, wanna know.
How many days does it take for interbank money transfer? (CIMB to Maybank)?

Thank you.. wink.gif
solsekuin44
post Jun 27 2010, 08:39 PM

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QUOTE(MNet @ Jun 27 2010, 05:21 PM)
1 day
*
QUOTE(AskarPerang @ Jun 27 2010, 07:17 PM)
To be more precise,
transfer before 1130H on a working day, same day will credited into the other bank account.

if transfer after 1130H, will be the next working day.
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Thank you for the help guys! rclxms.gif
solsekuin44
post Jul 3 2010, 06:50 PM

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QUOTE(hebe87 @ Jul 3 2010, 02:01 PM)
what is the difference between visa electron and visa debit? Is both of them debit cards right?

I take KLM airlines as an example, they charges processing fee for payment made via visa debit, but  no processing fee for payment made via visa electron
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Are you sure? Hm, I wanna know the difference too nod.gif
solsekuin44
post Jul 4 2010, 12:04 AM

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What is overdraft facility? Means in Malaysia, it doesn't make any difference using Visa or Visa Electron?

This post has been edited by solsekuin44: Jul 4 2010, 12:04 AM
solsekuin44
post Jul 4 2010, 08:15 PM

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QUOTE(MilesAndMore @ Jul 4 2010, 12:25 AM)
Means that you can withdraw or spend the money you do not already have but there is a hefty penalty should you do so. All the debit cards issued in USA come this overdraft facility.

For example, you have only US$10 in your account but you charge US$100 worth of groceries at a supermarket. Such transaction will definitely go through without any problem in USA thanks to the overdraft facility. However, the penalty is big too. If i'm not mistaken, it's around US$35 per occurrence even if the overdrawn amount is only a few US Dollars.
Yeah ... sort of ... though some argue that VISA debit card has better acceptance than VISA Electron as VISA debit card uses the exact same platform as VISA credit card.
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So, here in Malaysia, if I charged more than the amount I have in that card, means the transaction will be straight away canceled right?
smile.gif
solsekuin44
post Jul 21 2010, 09:51 AM

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QUOTE(MilesAndMore @ Jul 21 2010, 02:05 AM)
She is definitely not alone in there. Many people have not heard of Paypal at all  laugh.gif
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Yeah, many don't know. The officer at PB last time also asked me back laugh.gif
solsekuin44
post Sep 4 2010, 02:28 PM

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QUOTE(Veda @ Aug 31 2010, 08:34 PM)
Hi all,

I have a question regarding Public Bank's Day2Day Debit Card.

For payment of insurance premiums, a person can sign a form authorising the insurance company to auto debit the premium from his credit card.

Can the same thing be done with Public Bank's Day2Day Debit Card? Or for that matter, any debit or prepaid card?
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Yes, I want to know this too.. Can we use debit card to pay monthly installment (car, PTPTN?), auto debit?
solsekuin44
post Sep 5 2010, 01:22 AM

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QUOTE(Shinichi @ Sep 4 2010, 08:35 PM)
Debit card do not have auto debit feature. Only credit card has.
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Really? Aw man.. I want to make auto debit payment..
Hm.. Last two weeks I rejected the free credit card offered by Maybank, because I've just bought a car using Maybank loan.
Thinking I have no purpose to get a credit card.

Been advised not to get it unless very2 important.
solsekuin44
post Sep 5 2010, 12:21 PM

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QUOTE(alexwsk @ Sep 5 2010, 11:23 AM)
you can always call back and request for one tongue.gif
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Thanks, maybe I will smile.gif

QUOTE(nanakopy87 @ Sep 5 2010, 12:15 PM)
i'm using my public bank master card ING debit card to pay for my insurance.auto debit frm my card.
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Really?
It's a debit card? Only for insurance? Or does it really auto debit-enabled?
solsekuin44
post Sep 5 2010, 02:41 PM

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I went to 3 PB branch today:

-Tmn. Chi Liung Klang
-Bukit Tinggi Klang
-Seksyen 15 Shah Alam

All the Cash Deposit machine are out of service!! doh.gif
What happen la?
solsekuin44
post Sep 5 2010, 10:55 PM

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QUOTE(MilesAndMore @ Sep 5 2010, 03:02 PM)
All the CDT are already full with cash. That is the reason. It really needs to install more ATM/CDT.
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OMG, I was so frustrated today.. sad.gif
I really want to buy something online. Guess I have to wait until tomorrow.
solsekuin44
post Jan 8 2011, 10:53 AM

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How much will be charged to my debit card (am using PBVE), if I made a withdrawal from other ATMs?
Thank you..
solsekuin44
post Jan 9 2011, 10:59 PM

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QUOTE(alexwsk @ Jan 8 2011, 11:09 AM)
RM10
*
Whoa, that is a LOT!
Thanks for the reply smile.gif

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