If u hv windscreen coverage, u can claim.
Not affecting your NCB. So don't worry. Just call up your insurance and ask for procedure.
Normally, take picture of broken windscreen.
Send for repair. Get the receipt (u hv to pay first)
Then take another photo of your windscreen.
Claim from insurance company.
Pls photocopy your receipt, your filled up claimed form to protect yourself.

ie. insurance company saying that they didn't receive your claim submission, or any others u can think of.

That's why i said, call your insurance company for procedure.
Some company has got diff procedure.
What i state is general.
Most company don't need u to go panel workshop for this windscreen change.
Myvi rear windscreen only few hundred bucks. Normally insurance company will ask owner to cover about RM500. Enough for the repair.

Most important thing is that u hv the windscreen coverage. Then u will save your pocket.
Police report is not necessary. Don't tell me that your windscreen hit by stone also u hv to make police report and claim.

Some company only cover your front windscreen. Some cover all, front, side and rear.
If your company only cover the front, then u hv to figure out how to do it.

This post has been edited by ahsam1212: Oct 17 2009, 06:35 PM

Yes...too many cases of myvi rear windscreen shattered into pieces.