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 [Advice needed]Rear Windows cracked, need advice! urgent, if need police repo

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SUSMatrix
post Oct 17 2009, 08:52 AM

King of Char Siew!
********
Senior Member
15,022 posts

Joined: Jan 2003
From: Damansara Jaya/Bandar Utama


QUOTE(oriori @ Oct 17 2009, 08:16 AM)
yes, it's possible cause by the closing door too, by pressure T_T

thanks for ur advice, may i know what is NCB please?

thank you!

i would really want to fix it by today, but unfortunately is Deepavali today !! but believe most of the chinese shop should be still open >"<
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NCB=No Cars Broken. LOL.

Actually, it's Non-Claim Bonus. If you don't make claim each year, your NCB rate will increase until a max of 55% or so. So you pay less for your car insurance. If for example, you already have NCB at 30%, your insurance is say RM1000. You only pay RM700. If you make a claim now, next year your NCB will be reset back to 0 and you have to pay RM1000 starting again.

So if it's minor damage, it's not worth claiming, unless your NCB is very low or you don't have NCB yet.

 

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