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 American Express® Cards v2, Membership Rewards™

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SUSrockefeller
post Dec 21 2010, 11:22 PM

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QUOTE(ben83 @ Dec 21 2010, 10:51 PM)
It seems MBB AMEX sales dept is pretty desperate, I received few emails & calls kept asking me when I am confirming on the pre-approved Plat charge card
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so, have you decided? are you an existing maybank credit card or account holder that they are giving you pre-approved cards?


Added on December 21, 2010, 11:29 pmGen-X, i saw your Amex Gold Charge Card you've had it since 1988. Is yours by any chance Gold Charter or still normal Gold?

This post has been edited by rockefeller: Dec 21 2010, 11:29 PM
SUSrockefeller
post Dec 23 2010, 09:23 AM

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QUOTE(ben83 @ Dec 22 2010, 06:28 PM)
Yes no waiver, but comes with free 50k treat miles & 200k MR points respectively
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again, this is worth it to some. this is something uob bank in singapore offered to their annual fee paying visa infinite cardholders in singapore. you pay annual fees, you get 80,000 krisflyer miles if i'm not mistaken.
SUSrockefeller
post Dec 24 2010, 09:18 AM

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QUOTE(Gen-X @ Dec 23 2010, 06:26 PM)
guess they going thru their existing customers list as I got a call too on MBB WMC too yesterday. As for AMEX Plat, they called me months back but also turned down offer to upgrade. However if they fo make the 5X MR thingy a permanent feature, then will consider upgrading to AMEX Plat CC from Gold CC. The thing is I haven't not been paying annual fees for years and not going to start now when I can get free annual fees cards.
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Your AMEX Charge Gold is since 1988? Yours is normal Gold Charge or Gold Charter?
SUSrockefeller
post Dec 25 2010, 11:22 AM

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QUOTE(Gen-X @ Dec 24 2010, 10:51 PM)
Mine normal Gold Card since 88 , got it in USA while still in school and transferred account to here when I came back in 1991. Back then many people were impressed that I was holding an AMEX Gold Card for a young boy. Now I old man and nobody cares if I got what cards I have as long as transaction can go thru. What is Gold Charter? I want the Black Card  cry.gif
I can imagine. Back in the early 90s having the Amex Gold Charge Card is really something especially for a young boy. You're right what matters is the transaction can go through. That counts at the end of the day. I had quite an unpleasant experience recently.

I just got my Plat charge card. So I'm keen to create my spending and payment pattern so it's easier for them to approve in the future. I charged a watch close to 100k to the card and the merchant's terminal says REFERRAL. PLEASE CALL ISSUER FOR APPROVAL CODE. I called amex and they said they can't approve such a big amount for a new card. What nonsense! After giving them a piece of my mind, they supported the transaction and the merchant had to swipe again. This time it went through thankfully!

Gold Charter is a level above Gold and below Platinum. Normally it's granted to Gold Charge member whose tenure is more than fifteen years..

SUSrockefeller
post Dec 25 2010, 11:46 AM

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QUOTE(winner @ Dec 25 2010, 11:40 AM)
As it is a new charge card, Amex will study your spending pattern first. I am sure next time there should not be any problem for you to swipe your Amex Platinum Charge Card for an amount of more than RM100,000 in a single receipt.
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I really hope so. I still remember when amex wanted me to get the card, they were boasting about about the "No Pre Set Spending Limit".
SUSrockefeller
post Dec 25 2010, 12:36 PM

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QUOTE(Gen-X @ Dec 25 2010, 12:00 PM)
Next time you swipe RM100K no more problems after you clear the above mentioned transaction of course. Since you charge so much, better enroll in Turbo points and get another 0.5% cash rebate. However Turbo Points Program expire every March and this year MBB took sometime to consider exteding the program. Check with CS.   

Another thing, you should get DA WMC and do balance transfer and earn some interest in FD. With that amount, can earn couple thosands by just faxing in.  Yes, DA allows BT from AMEX Charge Card  thumbup.gif

Don't know about Gold Charter but they waive my annual fees without any questions yearly. I have previously swipe up to RM50K no problems and was looking for a new car a month back. To avoid embarassement, I called CS to asked if I could use my card to pay for a new car costing >RM300K, CS told me my CL not so high  cry.gif But then again Auto Bavaria won't allow paying by card that much anyway but DRB willing if I got the Honda Elysion (this model not selling well) but ended up not buying both but another make Jap MPV.
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Thanks for sharing Gen-X. I enrolled myself in the Turbo points but CS said it takes a week to process the enrollment. My guess is the watch purchase will not earn me 3x. What do you think?

Can you please explain further about DA BT. To be frank, I've never done BT before. So, I don't know how the mechanism and rates work. I hope you don't mind to enlighten me.
SUSrockefeller
post Dec 25 2010, 03:33 PM

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QUOTE(Gen-X @ Dec 25 2010, 02:01 PM)
Well, keep your fingers cross and hope they give you the extra 100K MR.

You can goto BT thread for more info. As for the rates, its 0% interest with no upfront or whatever fees, the only cost you inccur is your time and few sens for fax and telephone calls. Anyway here's the link to my blog http://creditcardsmalaysia.blogspot.com/ or click here to go directly to latest BT post.
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Thanks Gen-X
SUSrockefeller
post Dec 27 2010, 06:30 PM

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QUOTE(mitodna @ Dec 27 2010, 04:20 PM)
Hi AMEX holders, is current Maybank AMEX credit card is 15 digits starts from 34 or 37? Many thanks.
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Amex charge card issued in Malaysia:

3762 3xxxxx xxxxx Personal Charge Card (Green)

3762 4xxxxx xxxxx Gold Charge Card

3762 49xxxx xxxxx Platinum Charge Card


Amex credit card issued by Maybank in Malaysia:

3791 858xxx xxxxx Gold Credit Card

3791 868xxx xxxxx Platinum Credit Card

This post has been edited by rockefeller: Dec 27 2010, 06:32 PM
SUSrockefeller
post Dec 31 2010, 11:56 AM

On my way
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QUOTE(ben83 @ Dec 22 2010, 06:28 PM)
Yes no waiver, but comes with free 50k treat miles & 200k MR points respectively
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So did you finally take up the offer?
SUSrockefeller
post Jan 2 2011, 08:11 PM

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QUOTE(David83 @ Jan 2 2011, 06:58 PM)
It's better to equip yourself with either one Visa or MC since if you want to use AMEX as primary card.

I use Visa for places which do no accept AMEX and other auto debit/direct debit functions.
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yes this is the safest bet.

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