Occupation: self employed (investor)
Age: 30
single
Assets
Condo: 420k (full loan)
cash: 200k
Shares investment: 150k
commodities investment capital: 1m
some unit trust here n there: 1m
cashflow:
Business = monthly 50-150k
Liabilities
just the condo... LOL///
car toyota vios paid off.

work my ass off, no social life for 5 years. hustle! Hope to accumulate more , but prefer work life balance now.

cheers

27

AROUND 700++

28
around 400 ++

business earning, made some business loss on 28... =/

That's quite an interesting stat, is it from some financial institution or official government stat?

Just wonder, "0.2% or 43,646 adults living in Malaysia were placed in the over US$1 million wealth ban".  Are this 0.2% population net worth include properties owned. Because most of the property in KV value above RM 1mil.

Hello!! Any sifu can help me analyse or advise what I can do 
Sorry in advance ... I really log in here just to ask this thing coz a bit lost and don't have anyone that I can talk to about this IRL.
I don’t know how to count my net worth ….  but these are what I have currently.

Assets/Liabilities

Age: 2X (sorry age is very sensitive for ladies)
Marital Status: not married yet
Income: N/A ...

House value about RM550K
Savings plan premium RM20K
Cash on hand RM80K

Outstanding house loan (30 years??) about ~RM343K
Outstanding premium to pay (20 years??) about ~RM180K
PTPTN outstanding loan (15 years??) about ~RM32K

Min. monthly expenses/commitments/loan/etc ~RM6K++
Credit cards no outstanding balance.

For ptptn, should I aim to pay it off fully now or slowly? What is my situation? Is it bad T_T

I very sad and stress at the moment =((( Now no income and previously before MCO I had RM100K+ cash… After that the bank account start bleeding ad and recently no more income ad. I wanted to aim for RM1mil before 30yo but I have to be realistic right, I don’t really have investment or a high paying job or business and still supporting my family... I only started to have a saving plan with insurance company earlier this year.. but not sure if I want to continue coz need to wait 20 years for maturity. I did it because I feel I am not good at saving money and just in case I foreveralone + bad financial management, at least i have some extra cash at 4X years old. They say ladies just marry and depend on husband can ad but I don't want be like that.. My next steps not sure yet, don't even know if I qualify to venture into business with my situation or not plus business is serious, need careful planning/research etc. Previously work outstation, now not sure want to continue study or work but I really don't like uni life la.. Sorry for the long text.. I am thinking about worst case scenarios right now..

Can you guys advise me please.. Thank you so much in advance..

Mid 30
EPF 110k
Starting to have saving this year 3.4k (don't ask where my previous saving was)
From this month,  i can start to save 1k per month
Car loan left 13k, 2 more years
Education loan settled
No cc
No PL
No other loan
Stay in family house for free
Salary low but satisfactory
Studying part time degree,  use epf money that's why my epf low
Next year graduate

I feel so demotivated. Looks like I'm very slow progress.  15 more year to retire.  But no own house yet.

Come comfort me.

........
Stocks = 3k
Bond (retail) = 19k
Unit trust = 38k
........
.......
*I'm planning to relocate UT portions to stocks, don't wish to let UT misc small charges eat up the value in long run.

Aim for 50k next. I able to reached to 70k by open up a online biz when I was in your age. All the best !!!

2018's article, do you have 2020's article?

Age: 28
Occupation: Service engineer
Income: 4k basic
Marital Status: Single

Current Asset
Cash in bank (fd): 53k
Cash in Versa: 22k
Local Stock: 50k
International Stock: 27k

Non-Current Asset
EPF: 61k
Current Liabilities
Ptptn Loan: 50k left  (330 per month)
Mortgage (joint with parent) : 395k left (just started) (1550 per month)

Monthly expenditure: 200 for parent, 900 for food and entertainment, 300 for all bills, 180 for insurance, 180 for gym (planning to stop after lock in period)

Is this ok? Took up investing last year only, so consider quite late. And didnt invest in things like crypto or GME, mainly the boring ones for dividend and normal growth as my risk appetite not high.

Can I ask what's the downside of rumawip? Can't sell ?

Keen to know how I stack here. I feel pretty good about my position, but would like to hear from the experts here.

33 yrs old, married with a 2 year old at home. Expecting no.2 at the end of the year.

Assets
Cash at hand/ bank: RM24k+
FD: RM112k
FX: RM4k (mainly spare notes from travels)
Property: RM400k MV (shared equally with spouse)
Car: 3+ yr old with MV of around ~RM50k (RM800 monthly for another 3+ yrs)
Unit Trusts: RM90k
Bonds: RM7.5k (just got started on this)
Equity: RM1k (divested alot due to nature of job making it difficult to trade actively)
PRS: RM23.5k
SSPN: RM8k (started this year)
EPF: Around RM240k from 10 years of work (I dont count this as my asset as its something I dont wanna touch till I retire)

Liabilities
Credit cards: Nil (good paymaster)
Property above: Remaining RM300k outstanding

Average spend as a family man with a widowed parent is around RM5k/ monthly.

Age: 32
Marital Status: Single
Income: Recently achieve between 140k-170k p/a (include side income) before tax+epf
..............
Monthly Spending: 6k-6.5k/month

Hate spending that much but Shopee & Lazada always have promo 1.1-12.12. Hard to change my lifestyle, spending habits...

Age: 29
Marital Status: Married
Income (Permanent Job) : 90K/YEAR excluding side income & dividend from share

Assets:
House : 320k
Stock KLSE : 350K
Stock Global : 100K
Forex : 30K
Crypto : 30K
Cash in Hand : 80K
EPF : 90K

INCOME: 90K/YEAR
Liabilities:

House Loan: 300k
CC: 0
Car: 0
1 kid
Equity : 700k

stock grow ma. cash wont grow. i already have my 1st 100k when i was 25 eventhough my salary was 4k. i started late working at 24 i just have a clearer planning than most of the ppl.

KLSE 2018 - 2021 -  9%,11%,42%,60%

GLOBAL 2020 - 2021 - 25%, 10%

and if u think my capital is good for my age u are wrong. some of my friend are better than me cause they are business owner who invest

whats the difference with "nett worth"?

Not sure where I stand amongst Malaysians but here goes :

Age: 25 -.
..............

3) EPF: RM48K

........
Monthly salary is less than RM 5k
I save more than 90% of my salary each month,
........
My saving is >RM 400k
I invest in bank before but lose huge amount of money
......

The bank manager told me to invest in some insurance product and also some other investment
As I was a beginner in investment, I just sign the product form after the manager show me some chart, something like guarantee return
The loss was bad for me, almost a few 10k     
I park all my money in the bank

Thank you for replying
The FD return used to be good, but now it is only barely 2%
I did not recoup those losses with ease
As the loss are too much in comparison to my salary...
how can insurance products or investment products from bank can lose so much? (how many % did you lose on their investment products?)...did you close the insurance product prematurely?
or you Sailang all your 400k into it?? (10% of 400k is 40k)

I would have phobia when I hear about investment but I will still accept any opinion
can have phobia is good will still accept any opinion is    provided due diligent are practised

SSPN are for those with children who are studying right?
no children can also open a/c,..but not too old...at your age, should be ok...check the website for details
Oh btw my EPF also has >100k
self deposit can do 60k per year...
But need to wait until 55/60 then can only withdraw
yes