Hi,

I just received my ASW2020 book from my mom. Registered somewhere in 1997 under my name. According to her, she says that it is not easy to just dump in money, have to wait for stock availability. True?

I'm now deciding whether should I transfer 80% of my savings to ASW2020 (6.5%) or FD (3.85%, family member working at some bank).

I'm quite new to ASW2020, so I would like to know will there be any risks for this investment? The interest rate is about 30% more compared to FD, which is why I'm more keen on this.

Please advise.

What's the procedure like? Just go to Maybank, hand them amount of money and collect a slip?

Ok!

I think I'm going for FD first.

Is it safe to give them RM20K in cash just like that? Or it is someone that you are close with?

1K unit per month?

Seems like it's not easy to buy at all.

Just like buying car no. plate