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 AS1M, ASM, ASW, ASB V2, PNB fund

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lowyatben
post Aug 6 2009, 11:53 AM

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Should be the same yellow book. Why should there be different coloured books for same investment account type?

I mean, we already have a red, gold... what else?
lowyatben
post Aug 6 2009, 04:39 PM

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I believe the minimum is RM100. The talk among the public is that it's around 4%.
Now, I'm not sure about the capital guarantee part, though. Hmmm... Makes me re-think of my decision to purchase some units earlier today...
lowyatben
post Aug 6 2009, 04:51 PM

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QUOTE(gstrapinuse @ Aug 6 2009, 04:48 PM)
After 1 year u will get 3.7-4%  out of RM1000
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Not definite, right? [deleted additonal comment due to explanation above]

This post has been edited by lowyatben: Aug 6 2009, 04:53 PM
lowyatben
post Aug 6 2009, 05:25 PM

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I still don't get the difference between fixed priced and capital guaranteed. Say I put in RM1K. THe price per unit is always going to be RM1.00. So no matter what happens, I still get back at least RM1K, right?

WHat about capital guaranteed? I invest RM1K, so shouldn't I also get back at least RM1K at the end of the day?
lowyatben
post Aug 7 2009, 09:24 AM

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QUOTE(Darkmage12 @ Aug 6 2009, 09:52 PM)
Capital guaranteed funds will guarantee that you get back ur money after a certain period of time say maybe 3 or 5 years. If you redeem earlier there might be a penalty for it. Most are structured products
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That's why I'm regretting over getting into MBB's HDBS Greater China Fund sad.gif Almost 3 years now and I'll prob. get back my capital. Minus the interest sad.gif

lowyatben
post Aug 7 2009, 04:48 PM

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QUOTE(AskarPerang @ Aug 7 2009, 03:59 PM)
Who you state that it's not recommended to old ppl, housewives, etc?
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Yea, was wondering the same thing too... Why ah?
lowyatben
post Aug 7 2009, 05:00 PM

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Nvr mind. davinz18 already answered. Well, in any case, we won't know FOR SURE until next year when the dividends are declared, right?
lowyatben
post Aug 10 2009, 10:39 AM

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ASB has a RM200K quota. What about other AS*? Is there a limit?
lowyatben
post Aug 10 2009, 11:29 AM

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QUOTE(cherroy @ Aug 10 2009, 11:01 AM)
AS1M 50K per individual and 100 K for 55 years old above one.
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I think this only applies to the offer period only, right? After that, I think you can purchase more units. Please correct me if I'm wrong...
lowyatben
post Aug 10 2009, 12:20 PM

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QUOTE(ericong77 @ Aug 10 2009, 12:08 PM)
As for the amanah saham sabah thing, my dad told me that is also fixed at RM1 and guarantee by Musa (Ketua Menteri Sabah).

If it want to drop to 20 cents, what can we do?
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Was it in black and white? At least with AS1M, it's in the prospectus, right? Right? Fixed price...

lowyatben
post Aug 11 2009, 11:35 AM

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So if I were to withdraw at anytime after this offer period, would there be any charges?
lowyatben
post Aug 11 2009, 02:12 PM

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Malaysia’s central bank has directed a sweeping overhaul in the board of directors of the country’s largest banking group Maybank, in an unprecedented government censure on a board of a financial institution.

The little-publicised revamp followed government displeasure at the controversial acquisition of an Indonesian lender by Malayan Banking (Maybank) last year, officials say.

Bank Internasional Indonesia (BII) was bought from a consortium led by Singapore’s Temasek Holdings at a price that was deemed too high.

...

Maybank’s main shareholders are national equity fund Permodalan Nasional and pension fund Employees Provident Fund.

Source: MalaysianInsider.com: KL raps Maybank board, orders changes
lowyatben
post Aug 11 2009, 05:47 PM

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QUOTE(cic.lemur @ Aug 11 2009, 05:34 PM)
Actually I don't think AS1M is capital guaranteed (stated pretty clearly in the terms) unlike those 3 stated above, so it's slightly riskier.
But then it is fixed price. I'm confused again...

lowyatben
post Aug 12 2009, 04:39 PM

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For all you anti-goverment bailout of GLCs, conspiracy theorists out there, according to this poster panasonic88, AS is buying up a lot of TM shares. See http://forum.lowyat.net/topic/1125244/+680

QUOTE(panasonic88 @ Aug 12 2009, 04:23 PM)
Amanah Saham sapu alot of TM share!
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QUOTE(panasonic88 @ Aug 12 2009, 04:33 PM)
It is recorded under Announcement.
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lowyatben
post Aug 20 2009, 09:59 AM

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Guys
Did I get my historical and present rates correct?

ASW2020
FYE 31 August
2006 – 6.80%
2007 – 8.00%
2008 – 7.00%
2009 – 6.30%

ASM
FYE 31 March
2006 – 6.80%
2007 – 7.80%
2008 – 6.25%
2009 – 6.30%

ASD (strictly for Bumiputra)
FYE 30 June
2006 – 6.80%
2007 – 7.00%
2008 – 7.00%
2009 – 6.30%

ASB (strictly for Bumiputra)
FYE ?
2006 – 7.30% + bonus 1.25%
2007 – 8.00% + bonus 1.00%
2008 – 7.00% + bonus 1.75%
2009 – 6.30% + bonus 1.70% confirmed?


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