the dividen calculation is based on this formula
[ (the lowest balance of each months/ 12) x % dividen declared]

To maximise the dividen earning and enjoy full month interest, u need to bank in the cash in the 1st day of the month, simultanously dont withdraw any money until the 1st day of the following months.

loan money worth it if every month you dunno where the money go like me 
because when u loan u need to be prompt and discipline in paying the loan in other word force to pay

but if u very good in controlling your money, then it best not to loan for long term profit.

Hi guys, just wanna ask:

1) Is the cimbclick's ASB service real time? Which mean at the moment someone let go, i will be able to see it and purchase immediately
From what i read they mentioned they will update my account on the next day, which mean it is not real time?

2) When government release additional fund, will we be able to grab it faster by using online purchase instead of buying in pos office...etc?

both questions sharing a same answer i think, thanks

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after reread the FAQ, i think it is not real time =(