dividend on paper it is written they will pay cash if "tidak cukup unit untuk dilaburkan semula"
but so far for ASW2020 and ASM always seem to be topup to account one
not sure about ASB tough because i am not a melayu

you are bumiputera sabah sarawak? so you're a non bumi muslim as well?
wah best of both worlds!

this one is much better

cookie monster, i do not mean to be rude but your blutant comments and over confidence without checking properly only show stupidity
http://www.icicibank.com/interest-rates.html
check this it is 7.5% p.a for 990 days
just like the local bank FDs they have different rate based on how long you wanna keep them but all interests are p.a.

This post has been edited by amalthea: Sep 23 2010, 02:30 PM

you are totally right, but guess what, i was not comparing apple to apple either, that is why i posted so we can discuss
but the earlier poster did not read properly and thought it was 6.x for 990 days instead of 6.x p.a. for a 990 days placement
that was what i was clarifying
what are you thoughts on this?

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Added on September 23, 2010, 9:17 pmhey if you are serious, maybe we could meet up
so we can do transactions on the spot
then of course we can for nice lunch or something (on me of course lah)
i was planning to put around 40K also

This post has been edited by amalthea: Sep 23 2010, 09:17 PM

as stated at :http://www.bernama.com/bernama/v5/newsindex.php?id=529727

this sounds absurd, are they trying to say all these while (for more than a year) there were empty lots floating for malaysia and indians?
can someone who is indian or malay who just got it recently confirm this, or some banker who has the info?

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Added on September 24, 2010, 9:46 pmanswered

This post has been edited by amalthea: Sep 24 2010, 09:46 PM

hi guys, can i open a new AS1M tomorrow, 1st October, if i am a malay? (just checking, of course not for myself)

if chinese?
i think for indian there are still so many left right?

indian how?
i have close friends in 1malaysia.
i can buy under them and transfer later right?

sentiments aside, just like my iphone sucks thread, this world is not about who reads more text books, but it is about who made it right
zeist may not know much about investments as you but let's get into results
if you are a bumi, you can go a looooonnnnggg way with the kind of interests ONB is paying you
why would he need to give a toooot about some challenging investment instruments you have?

you sound like non bumi and so am i, bear in mind you can almost get free money if you put you despoits with PNB and take loan back from them if you are bumi at a lower rate.

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Added on October 10, 2010, 7:23 pmi hope that's not maybank
that's the same bank that would tell you units are all taken up when they are not when you are indeed at the counter
so how could they it when you're away
they tell me they will call me , try for me and all those nonsense
inside most banks itself got syndicates constantly trying

IF you manage to pull this off, please share with us the branch name
sharing is the keyword here

unless you have maybank private banking then yes they will do for you
i have done that before in taman tun private banking centre,
they tried whole day and managed to get my 20K in, that time 20K was the max for the promotional period of ASW2020

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Added on October 10, 2010, 7:26 pmbuy personal money, they have all the major unit trusts listed
about 30 of them
play Eni Meni Mini Mo and pick 5 of them at random take the average

if your average is higher than 8% minus the administrative charges then you win
if not UT just sucks

This post has been edited by amalthea: Oct 10 2010, 07:26 PM

hi sayang, no need to announce, 10K, by the time you leave the bank, the bank staff themselves take already.

wrong thread

good question hopefully mr chase can answer for you

cert
you can withdraw like normal, but unlike passbook, it is used if you wanna trade in the entire lumpsum
for example 100K cert + 100K cert = 200K cert
passbook, you can withdraw as much as your desire, 20K today and 50K tomorrow. more flexible like a savings account.

BUT once you have given in to the bank as coleteral, why does it matter? you cannot have access to it anyway.
if this your question than what i can say is only

for ASW2020 there is no such thing bumi chinese indian and inbetween
they only seprate by BUMI and NON BUMI

the bumi, chinese, indian and non bumi minority is for AS1M only. in fact it was the first fund from PNB that was like that

for AS1M only the chinese is fully subscribed
bumi, indian and non bumi minority is availble
source: PNB, checked 1 week ago

this is pure bullshit
not only the fund size is wrong as highlighted by milesandmore, but the ethnic/bumi-non bumi breakdown....where did you get it?
there is no such bullshit, don't make up figures yourself.

ASM for indians still available
and also for bumi minorities
i am a bumi and i still can put in

This post has been edited by amalthea: Feb 9 2011, 04:12 PM

i wish i am indian too
i can just walk in anytime

just like walk in interview

you are right
no correction needed
if you're a bumi then ASB is a no brainer
just dump in your money, sit back and enjoy the show

maybe, their dividend "allocation", where they decide how much to declare to pay you based on the bank's interests rates maybe. after all look at the way they go in and out of klse counters, not the smartest timing and wrong moved.
PNB is like that. their staff always go for training one...