Boss, as far as i know, EPF wont issue u cheque anymore. They will tend to direct debit it to your bank a/c. Do prepare the necessary documents as posted by Interrupt.

Since its a 100%, i believe u can withdraw the money once EPF has debited it into your a/c. EPF will only process after u sign the S&P, and the process varies. They will process faster if u provide all the necessary documents.

I hope u do think of the consequences if thing doesnt work out the ways u wish it to be. There is unpredictable and unexpected matters happening everyday.