sure u can afford a brand new city without parent's support, sure u earn that much, but keep in mind, your current attitude brings you nowhere, and as I can see, delaying in refunding with whatsoever excuse, is a crime.

try not paying your car loan on time, u will be charged extra interest, well that's the least, keep doing that, u will be blacklisted, and one more thing, Don't show off your paycheck to me, cause its too insignificant.. so called college boy..

earn 5 figure.. then start talking.

good luck to you