Working Life in Singapore V3, FAQs, experience sharing, meet-ups
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 Jun 15 2009, 10:15 PM
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#41
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6,624 posts Joined: Jul 2006 From: singapore & ipoh  
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freestyle, probably another ~200 for phone, broadband and other incidentals like shopping, restaurants and taxi rides when you're late etc.
The rest look ok if you're not choosy. |
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Jun 16 2009, 09:35 AM
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#42
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Senior Member
6,624 posts Joined: Jul 2006 From: singapore & ipoh
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In Singapore, bedrooms are referred to either as (1) master bedroom or (2) common room. So, common room is a 'normal bedroom'... either no attached bathroom or shared bathroom.
Utility room is the utility room or store room. When the HDB flats are upgraded, they typically add a small room to the back. It's about 1/2 to 3/4 the size of the common room. Some will use it as a storeroom and others will use it as an additional bedroom. Using the living room as a sleeping area is only when the flat is turned into foreign worker accomodation lah. |
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Jun 16 2009, 10:49 AM
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#43
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Senior Member
6,624 posts Joined: Jul 2006 From: singapore & ipoh
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QUOTE(crapp0 @ Jun 16 2009, 10:19 AM) You have 2 be kful when choosing a utility room, some of those rooms got no ventilation or even if it has a window, got no wind so it will be very stuffy, to the point that like sauna. My landlady chose floor-to-ceiling windows for 3 sides of the utility room. It's like being in a fish tank. |
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Jun 16 2009, 03:46 PM
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#44
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Senior Member
6,624 posts Joined: Jul 2006 From: singapore & ipoh
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QUOTE(pennee86 @ Jun 16 2009, 12:43 PM) HI ALL...i intend to work in singapore...anyone who currently pursing their ACCA while working in accouting field?? i want to know more about it... What specifically about ACCA while working in the accounting field do you want to know about? More detailed and pointed questions tend to get more helpful answers. |
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Jun 16 2009, 06:55 PM
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#45
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Senior Member
6,624 posts Joined: Jul 2006 From: singapore & ipoh
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QUOTE(pennee86 @ Jun 16 2009, 04:29 PM) i would like to knw hows the ACCA tuition fees over there The ACCA website should be able to answer that, no?QUOTE(pennee86) ..and what kind of job u work for in accouting field..account assistant?account executive or auditor? Do you have a degree?If not, then accounts assistant or audit assistant would be the obvious jobs. If you haven't finished ACCA, your options are limited. Even if you finish your ACCA, without a degree your options in fields other than straight accounting are also limited (unless you're willing to accept diploma type salary). If you have a degree, then you can go for an accounts exec or auditor job (ie. graduate position) and then do your ACCA to qualify as registered/qualified accountant. |
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Jun 16 2009, 08:11 PM
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#46
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Senior Member
6,624 posts Joined: Jul 2006 From: singapore & ipoh
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QUOTE(pennee86 @ Jun 16 2009, 07:16 PM) ya...i have degreee... regarding the tuition fees, it is not decided by ACCA..is decided by the college or instituition...as i know...one subject for P level is $650..anyone can clarify? I meant the exam fees paid to ACCA. You can self study, right? But if you want to pay for tuition, you can do so of course. No idea what the tutors charge for tuition. If you don't mind me asking, if you have a degree - why do you choose ACCA? Why not choose a qualification program that only admits graduates like CA or CPA? |
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Jun 16 2009, 10:00 PM
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#47
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Senior Member
6,624 posts Joined: Jul 2006 From: singapore & ipoh
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QUOTE(pennee86 @ Jun 16 2009, 09:28 PM) hahaha..good question...actually i need ACCA to qualify myself as CA right...i m not local degree.. i think we are out of topic d.ahahaha..shall we chat in acca thread? Err... no, ACCA confers on you the designation ACCA or Chartered Certified Accountant, not CA. By CA, I mean the title Chartered Accountant conferred by the various Institutes of Chartered Accountants of several Commonwealth countries like Australia, England & Wales, Ireland, NZ, Scotland, Canada etc. |
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Jun 17 2009, 03:58 PM
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#48
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Senior Member
6,624 posts Joined: Jul 2006 From: singapore & ipoh
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QUOTE(animob_16 @ Jun 17 2009, 03:01 PM) Normally a fresh graduate will meet this kind of treatment? Every company will have their own leave benefits and arrangements. Just because this one company gave you only 7 days and requires you to earn/accrue the leave first before taking it - doesn't mean that all companies are like that.or this is SG companies' rules & regulations? Having said that, 7 days sounds very little. Usually, I've seen around 12-16 for newcomers. QUOTE(animob_16) cos my friend can get 14days annual leave, but how come I only have 7days? How would we know lah? We don't know anything about you, your company or your friend.Just wait for the company to reply your email. This post has been edited by seantang: Jun 17 2009, 04:01 PM |
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Jun 17 2009, 05:39 PM
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#49
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Senior Member
6,624 posts Joined: Jul 2006 From: singapore & ipoh
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Chess gal
I'm sure everybody has valid and compelling reasons for the choices that they make. I don't dispute that at all. As with all things in life, there is a price to pay for everything. It's just a personal curiosity of mine why young people in the accounting field in Malaysia, and to a lesser extent in Singapore, are so attracted to ACCA. Especially those who already have accounting degrees... when that accounting degree (especially those from a university from a Commonwealth country) opens up the CA qualification, and those from Australia, Singapore, US etc opens up the CPA qualification. |
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Jun 17 2009, 07:39 PM
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#50
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Senior Member
6,624 posts Joined: Jul 2006 From: singapore & ipoh
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ACCA is also open to non-graduates ie. secondary school leavers, which is why I sometimes find it curious that degree graduates would be motivated to do the same program secondary school leavers do... especially when graduate-only programs like CA and CPA are available. But then like you said, the path of least resistance tends to be the most trodden.
This post has been edited by seantang: Jun 17 2009, 08:02 PM |
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Jun 17 2009, 11:10 PM
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#51
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Senior Member
6,624 posts Joined: Jul 2006 From: singapore & ipoh
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True, if it gets you where you want to go, it's good enough. White cat, black cat, can catch rats is a good cat.
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Jun 19 2009, 11:09 AM
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#52
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Senior Member
6,624 posts Joined: Jul 2006 From: singapore & ipoh
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QUOTE(Mackiddo @ Jun 19 2009, 10:13 AM) anyone got shock by the income tax amount for last year? hehe What do you mean? Good or bad shock? |
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Jun 19 2009, 05:00 PM
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#53
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Senior Member
6,624 posts Joined: Jul 2006 From: singapore & ipoh
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Actually, I pay half the tax I did (in % terms) compared to when I was in KL. The tax brackets in Singapore are much wider (much higher income before you move up a bracket) and generally lower % at each bracket than Malaysia. Also luvved the 2K tax rebate for the last 2 years.
In Asia, I think only HK is better in terms of low taxation. This post has been edited by seantang: Jun 19 2009, 05:01 PM |
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Jun 19 2009, 08:42 PM
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#54
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Senior Member
6,624 posts Joined: Jul 2006 From: singapore & ipoh
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Contrast the Sg tax rates to Malaysia's. By the time your income reaches RM250K, you're already paying 55K in taxes. It's takes nearly S$400K to pay that much tax in Singapore.
LHDN Kadar Cukai Pendapatan Bagi Individu Bermastautin Mulai Tahun Taksiran 2002 Pendapatan Tercukai / RM / Kadar / Cukai (RM) Atas yang pertama 2,500 0% 0 Atas yang berikut 2,500 1% 25 Atas yang pertama 5,000 - 25 Atas yang berikut 15,000 3% 450 Atas yang pertama 20,000 - 475 Atas yang berikut 15,000 7% 1,050 Atas yang pertama 35,000 - 1,525 Atas yang berikut 15,000 13% 1,950 Atas yang pertama 50,000 - 3,475 Atas yang berikut 20,000 19% 3,800 Atas yang pertama 70,000 - 7,275 Atas yang berikut 30,000 24% 7,200 Atas yang pertama 100,000 - 14,475 Atas yang berikut 50,000 27% 13,500 Atas yang pertama 150,000 - 27,975 Atas yang berikut 100,000 27% 27,000 Atas yang pertama 250,000 - 54,975 Melebihi 250,000 28% - |
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Jun 19 2009, 10:01 PM
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#55
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Senior Member
6,624 posts Joined: Jul 2006 From: singapore & ipoh
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1) you can drink water straight from the tap in Singapore - Yup. Supposed to be ok. But I still boil it.
2) for guys, you cant be shirtless in your own apartment, if your neighbours see you not wearing tshirt, they can report to police - Nope. As long as you don't lean out the window, fiddle your nipples while licking your lips and stare at your neighbour, you should be ok. There's also this wonderful new invention called curtains. This post has been edited by seantang: Jun 19 2009, 10:06 PM |
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Jun 20 2009, 01:19 PM
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#56
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Senior Member
6,624 posts Joined: Jul 2006 From: singapore & ipoh
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No need to worry about S$. It's a closely managed currency and the Sg govt has so much resources vs the small amount of S$ in the markets that they can keep it at any range they want. Me, I use the S$ as my long term value currency. Have a big % of RM as well since I didn't move any savings to Sg when I came and some US$ from my purchases of company stock. Typically, I will not move my funds among them as that helps balance my portfolio.
Added on June 20, 2009, 1:26 pmHere's my good deed for the day. Sorry no link to the website as I cut & paste from the pdf newpaper. QUOTE(TodayOnline) A NEW Employment Pass Service Centre (EPSC) will begin operations at The Riverwalk from July 1. The centre will register and issue new long-term pass (LTP) cards to six groups of foreigners: Employment Pass holders; Entre-Pass holders; Personalised Employment Pass holders; Training Employment Pass holders; Work Holiday Pass holders; and Dependant Pass and Long Term Visit Pass holders. The new LTP cards, which are issued to foreigners to regularise their stay in Singapore, will contain fingerprint biometrics and photo-images of its holder. The credit cardsized card will replace the current stamp endorsement on the travel documents and the paper-laminated Disembarkation/Embarkation card issued to Long-Term Pass holders. To facilitate the card issuance process, new e-services via Employment Pass Online System (EPOL), including an e-appointment system, will also be introduced, the Ministry of Manpower (MOM) said on Friday. Since almost all Work Pass-related transactions can now be done online via EPOL and Work Permit Online, the MOM counters at Havelock Road will be closed on Saturdays from July 1. However, they will remain open as usual on weekdays. The ESPC and the existing Work Pass Services Centre at Tanjong Pagar Complex will be open on Saturdays to handle issuance of Work Pass cards. The EPSC is located at 20 Upper Circular Road, #04-01/02, The Riverwalk. It will be open from 8am to 5.30pm on weekdays and 8am to 1pm on Saturdays. It is closed on Sundays and public holidays. This post has been edited by seantang: Jun 20 2009, 01:26 PM |
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Jun 22 2009, 11:44 AM
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#57
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Senior Member
6,624 posts Joined: Jul 2006 From: singapore & ipoh
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QUOTE(B-Mecha @ Jun 22 2009, 10:08 AM) base on the info i gather, for 3 years working in sg i declared my income in singapore, so i don't have to declare again in malaysia. so no tax from malaysia, only sg. as i read from some law related site income only need to declare once in either sg or malaysia. That's true. In fact if you've ever actually paid tax in Malaysia (ie. you have a balance in your tax account), you should inform IRB that you will no longer work in Malaysia and ask them to do a tax clearance and close your account. They will calculate a final tax refund/liability before you leave the country and from then on, you don't have to fill in Malaysian tax returns anymore. |
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Jun 22 2009, 01:47 PM
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#58
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Senior Member
6,624 posts Joined: Jul 2006 From: singapore & ipoh
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QUOTE(precursor80 @ Jun 22 2009, 01:12 PM) And yeah, the tax rates are much lower in Singapore than Malaysia though the rebates seems to be lower. Which specific rebates do you mean?Rebate (reduce tax payable itsef) or reliefs (reduce taxable income on which tax payable is calculated on)? In terms of individual income tax reliefs, if I'm not mistaken, Singapore's earned income relief (S$1,000) and CPF contribution relief (S$4,500) is lower than Malaysia's self relief (RM8,000) and EPF contribution relief (RM6,000). However, Singapore has a much higher tax free income threshold of S$20,000 compared to Malaysia's RM2,500. Net net... The first S$25,500 and RM16,500 of one's income is tax free, respectively. And following from that the Sg tax rates are consistently much lower. |
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Jun 22 2009, 10:44 PM
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#59
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Senior Member
6,624 posts Joined: Jul 2006 From: singapore & ipoh
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QUOTE(Shinichi @ Jun 22 2009, 10:27 PM) What if future we come back Msia work again? We have to reopen our tax account in Msia and close SG's? Yup, essentially that's exactly what happens. Do a tax clearance when you leave Singapore. Singapore's tax clearance is much faster than Malaysia as there is no monthly schedular tax deduction from your salary unlike Malaysia. In Singapore, you pay tax only after your yearly tax payable is assessed. So, it's very clear cut.Once you're back in Malaysia and working there, your company will start deducting your salary again for tax and that should re-activate your former or create a new tax account with IRB. |
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Jun 23 2009, 10:00 PM
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#60
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Senior Member
6,624 posts Joined: Jul 2006 From: singapore & ipoh
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QUOTE(shiningstar101 @ Jun 23 2009, 01:57 PM) Hello, i am an ACCA finalist. may i know the job opportunity for accounting and audit field in singapore? Accountants and auditors mainly... exactly the same as every other country.QUOTE(shiningstar101) Let say i join an audit firm now, and subsequently resign and join another firm in two months. would i be able to get my working permit? Aren't you supposed to get your work permit before you start work? If you have already joined an audit firm, won't you already have a work permit?QUOTE(shiningstar101) could i work for a job for less than six months and then jump to another firm? Just resign and go. What's the issue?Added on June 23, 2009, 10:15 pm QUOTE(triangle-sun @ Jun 23 2009, 04:26 PM) Hi.. um, am not sure if this is the place to inquire. But am currently seeking jobs in both msia & spore. Try emailing your resume to this company. It's family owned but seems to be very interested to go international. If I'm not mistaken it owns and runs 2 big logistics hubs in Singapore and Penang. A former colleague of mine joined them a couple years ago to help them upgrade their operations to MNC standards. Last time I spoke to him a few months back, he was still looking for good young people. Expanding quite fast.Wan2 ask about the job demand for logistics/procurement/purchasing jobs in spore? Is it still high in demand? Anybody here knows about? Sigh, been job hunting for quite some time but no replies yet... This post has been edited by seantang: Jun 23 2009, 10:35 PM |
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