Need help here.
Coz one of my employer said need me to sign up a maybank/cimb account so that they can give me the payroll to me.
Because I am 17 I need to bring my parents which is very troublesome for me.Maybank is just opposite my working place but I need to bring my parents there right my parents are busy.Bank closes at afternoon.Me and my parents are only free at late evening.
Only free on Saturdays/Sundays.

Currently I am working mon-friday 8 to 5 and next month 4 days per week 8 to 8.
so I don't know whether me and my parents can arrange a time to sign up for me
But I did ask why not issue cheque she said she already send the details to the wtv department that is..

Anyway...yea I am 17 and I help signing up Maybank or CIMB .My preference would be Maybank.What's your preference for me?


Can I still sign up Maybank or CIMB account with terms and conditions BESIDES bringing my parents?

This post has been edited by Osphotic: Apr 23 2009, 11:15 AM

Just ask your company to write a letter for u saying u working with them and want to open account at the bank..
U can only open account at places near to your registered address in your IC.

Yeah, ask letter from company so only pay RM10 to open the account. Without letter, need RM250 as initial deposit.

But I not agree with Wacky-Angel about the place can open the account. What happen someone from Sarawak come work at Selangor... need to go back home to open an account ke...

Normally, when company give letter, in the letter will mention which branch can open the account. Normally same branch as for company account. I work at PJ before, but company give letter for Damansara Utama branch... PJ branch just 3 km away only...

oh yea as for me I am still 17 and a student thinking which type of accuont i should make.

any suggestions?

---

Added on April 23, 2009, 12:08 pmeh rm10 only ar?

This post has been edited by Osphotic: Apr 23 2009, 12:08 PM

Open the saving account lor...

yer lor last time... RM10 only... I open my CIMB (BBMB previously) and Maybank with RM10 only.... just bring the letter

But right now Maybank revised already.. minimum with letter is RM50.

Maybank
CIMB

since MBB is just opposite ur working place,y not straight away go there ask during ur lunch time....but if ur company will auto debit to ur account,juz ask ur management to write a letter to prove tat u are their staff .then let the MBB staff there see.best is go there ask wat u need coz last time i need to bring electrical bill etc to let them see only will aprrove

take ur appointment letter and go there.

last time i tend to open account at RHB at cheras, they told me my address at kedah. cannot open account here
i show them appointment letter with my current address. can open ady lor.

btw i just pay RM20 for an saving account. err, RM8 is for the atm card

yea I did ask my company to write a letter..they only have an authrorization letter for CIMB not Maybank..

and i prefer maybank.


do you think they still approve if lets say I bring all stuffs to prove that I work there ?
or bring my parent's photostat ic ?


Yea I ask the maybank admin...she say she would recommend me to take ImTeen.Deposit of rm 50.
Just need to bring your original IC and birth certificate and is with me right now.

if want ATM need bring parents..lol..


but no need atm also my company can still pay me right?

also what's the diff if I sign up for imteen or imteen-i ?

This post has been edited by Osphotic: Apr 23 2009, 05:01 PM

ATM to take the money out not for your company to pay you...

no ATM, just go to counter to withdraw your money every time gaji time....

Get the account first, ATM can be apply later.... how long until your 18 birthday... if not long then wait lor... if not grab your father to any bank branches later to make one... told him you pay him a dinner after that.....

eh thanks alot bro

but do you think which 1 is better for me

imteem or imteem i or yippie or yippie-i?

i believe dun hv to wait very long to reach 18 rite?since u start work liao..
imteen-i interest not bad..3%

yea i mean if that's the point why imteen-i is better because of the interest..then many ppl would sign up for that..

but what's the diff?

btw,u can go www.maybank2u.com.my there have a look and compare all these 4 acoounts

i can't find the diff also...=.=

---

Added on April 23, 2009, 5:34 pmoh

only diff is

im teen its effective rate is 2%max

then the im teen-i is dividen rate of 3% max

This post has been edited by Osphotic: Apr 23 2009, 05:34 PM

imteen Account : earn a one-month Fixed Deposit (FD) ,Passbookless , Online access
imteen-i Account :Based on the principle of Mudharabah (profit sharing)，Passbookless , Online access

* Original Identity Card (IC) or birth certificate of teenage applicant
* Parents' / Guardian's IC and other supporting documents to verify parentage or guardianship

guess the only difference is the interest....n for the interest,u need at least RM500 in ur account

I don't think that's true.
I've open a Maybank & Public Bank Account before, where the branch was no where near the registered address on my IC.

few yrs ago,they need you to open account based on the nearest branch frm your home address.so,they need not only ur IC but also electric or SYAN|BAS bill to prove it.some more need original copy

U can try....coz thats what i heard from my ex colleague..
She brought the company letter to bank but they instruct her to go back to hometown to open account.

TS, try to call Maybank or CIMB to ask them about the troubles you have,
perhaps they will guide you what you shall do.
Good luck!! =)

No need to try... proven already. My hometown 300km+ from KL. I already open, more than 5 account here in KL and Selangor, with or without letter.

Which bank did your friend go... ?

This post has been edited by nordingh: Apr 24 2009, 10:28 AM

Ur company have an authrorization letter for CIMB means they ll use CIMB bank only to transfer ur salary. U open an Maybank also wont get payment 1.

no la...means since I am underage they do not have an authorization letter for Maybank to open my account myself. Only CIMB got but still need to pay a high deposit.

how much do they need to open an account in CIMB???

lol...me too...i had opened several banking accounts in KL/Sel even tho home town so far away..

When was it?

It only happened to my ex collegue like 2-3 years ago

Hi ,

Bring your parents . Signature of your parents needed on site .

Bring RM10 for procedure fees .

Bring your BirthCert and IC .

And bring yourself .

Done .

I am 17 now , and i am a MayBank Debit Card / Internet Banking User .

We aren't allowed to transfer $$$ throught M2U . Only can check incoming funds and History .


Thanks ,
Chris

hey i went to the maybank yesterday

birthcert
parents
myself
ic

and guess what??

my ic cannot read!

argh!!!

then how? need to make new IC?

don;t know i want renew now or not..haven't reach my birthdate..
i scared i have to renew again when I am 18

have to renew again after this or no need anymore?

erm..better renew now i think.. when you turn 18 not that you need to change immediately, can postpone one..mine also havent change..=) few years dy..

1st ic 12
2nd ic 18~21

---

Added on April 26, 2009, 11:17 pmbut i don't want to renew again IF needed.
so now I don;t know what to do..
anyway
IS OKAY ALSO if I failed to sign up a maybank acc.
Just that my this month salary will be issued by cheque next month
my company sux coz they are using bank transfer for this month's payroll

This post has been edited by Osphotic: Apr 26 2009, 11:17 PM

Lol...but you still got one year to go to change your ic..
if within this period you suddenly need to apply those formal stuff and need to scan your ic then
cant read again,then you really need to change now to avoid those thing happen..
well,its just my advice..

thanks
hmm yea

then i must change d

thanks ^^

No problem.. this is just to avoid future trouble..=)

my latest saving acct was with AmBank last year wor.
the rest with Maybank, RHB. CIMB, Alliance, Public (more than 3 years ago)

Ahh? I thought it will only required if your face change much from younger face?

Erm..normally we need to change our ic between 18-21 but until now i havent change yet..

still deciding...

no need to rush.. haha

btw my mum already got the Maybank debit card..the latest one..
with Visa.

can I make that one too?

joint account can?

I don`t think you can sign up another way due parent is needed if you are under 18...

i 14 years old only

but i realy need a CIMB acc


if i without parents permission
can i open an acc
[ i wan atm card ]

go discuss with your dad... or mom

hey good news just got my maybank atm card..

one of the acct said I only can upgrade to the new maybank visa card only when i reach 18.

Hi ,

Glad to hear it .

Only can be upgraded upon 18 ? Visa ?

But , now your ATM Card can be used as Debit Card right ?

Your's card is the cherry or yellow color ?




Thanks ,
Chris

yellow color..
yea the cherry is the 1 that I mention about.

---

Added on May 9, 2009, 12:06 pmyellow color..
yea the cherry is the 1 that I mention about.

---

Added on May 9, 2009, 12:06 pmyellow color..
yea the cherry is the 1 that I mention about.

This post has been edited by Osphotic: May 9 2009, 12:06 PM

used company lette RM 50 onli..

Hi ,

Hmmm this is weird . I am 17 F5 this year and have a Visa Debit Card , which is the cherry designed card .

I just bring my mom and paid RM10 and get that Visa service .

Well , as for your case , it is weird , haha .



Thanks ,
Chris

so.. did you bring your parents? or just your parent's i/c? im pretty confused here what is needed..
guys, please take a look at this. it didn't say anything about bringing parents.. and the minimum deposit for opening account is rm1 only for minor (underage) and rm250 for adults.
http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts

izit bcoz u brought ur mother along?
u paid rm10 extra for tat card or include those open account oso?

don't know=.=

---

Added on May 11, 2009, 9:39 amdeposit rm1 so wad..you still eventually bank in more cash..
btw i own imteen-i,
can do internet banking and bills already.

This post has been edited by Osphotic: May 11 2009, 09:39 AM