Before you transfer in, you should check with the university what type of foreign scholarships you can apply for. Every year there are many scholarships offered that many students never apply for. Even the smaller ones of 100-500 USD , its quite easy for people to say "oh its too small its not worth while", but remember its free money. Therefore applying for everyone that your eligible for, its a chance of lowering your expenses. I'm not sure if you need the money, but whenever there is free money ,i'm not one to say no.