Some Credit Card Jokes and Pranks for a laugh

I believe when we received our credit card, the first thing that we are asked to do is to sign our credit card. This is supposed to be very important as it protects your credit card from being used by another person. However, I rarely see any of the cashier compare the signature on the receipt and the credit card. The prank was about this guy[...]

Credit card users must fight for their rights

The truth about paying minimum payment in credit card

I came across this calculator on the internet which reveals the truth of just paying minimum payment every month. Here's an example.

Credit Card Payment: Behind The Scene (It's like the Public Transport of Malaysia?)

Have you ever wonder what happens when you swipe your credit card? How does all the processing works? Do you know that when you swipe your credit card or when you hit that 'BUY' button on the eCommerce website, the transaction is going through a journey of multiple stops and in some of the stops there are fees incurred.

OCBC Great Eastern Platinum and Titanium Credit Cards - Rebates of up to 3% on your insurance premiums!

Last week I received a letter from Great Eastern where they introduce a new Credit Card from OCBC Bank called the OCBC Great Eastern Credit Card. The benefits seems pretty good for a Great Eastern Policy Holder and here I would like to share with all other Great Eastern Policy Holder on the benefits of these new cards.

Personal Loan vs Credit Card Balance Transfer - Which is better?

When your credit card debt is high and you wish to consolidate to get a lower interest rate and a lower monthly payments, you may consider applying for a Personal Loan or using Balance Transfer. But how do you choose the one that is best for you?

How to Tell if a Credit Card Number is a Fake

How do you know if your credit card is real or a fake one? Do you know that a valid credit card number follows a certain pattern?This is what stopping a fraudsters from simply entering a series of number as credit card number when purchasing online.

Some Fun and Useful Facts About Credit Cards

I found some other fun and useful facts regarding credit cards. Here's some of it that I would like to share with everyone.

Alliance You:nique Credit Card

This is the first Credit Card in Malaysia that gives you the power to customize your own credit card.

What to do when you want to cancel your credit card?

Since our Prime Minister announced the RM 50 service tax for credit card in the new Budget 2010, a lot of credit card user has been cancelling their credit card. I have shared some Sample Credit Card Cancellation Letter in my other post since some of the bank may ask you to write in letter to cancel your credit card. However, before you want to cancel your credit card, there are something that you may want or required to do first.

RM50 credit card service tax should not be a ‘plastic hungry’ move

THE debate over the RM50 credit card service tax rages on even as the banking sector is urging the Government to reconsider the industry’s proposal to exclude corporate cards and impose the tax on per customer instead of per card basis.

Cancelling your Credit Card might hurt your Credit Score


Cancelling your credit card seems to be a good choice if you want to lower your use of credit card. However, with fewer credit card, it is not necessary better than having more especially when it comes to your credit score.

FAQs on Credit Card Service Tax

This FAQ was provided by UOB and I share it to help clear some of the common questions that most of us should/would want to know.

Credit Card vs Commercial Card vs Charge Card vs Debit Card

Since there are so many types of cards available, how do you know which type is better for you? I hope to provides the differences and some benefits between these types of cards to help you find the right card.

Credit card income to remain intact

It seems that the Service Tax is unlikely to affect the spending of the cardholder according to this article. If this is true then does it means that the intention of the Government to promote prudent spending by imposing Service Tax no longer applicable?

Credit Worthiness

When a name appears on the Central Credit Reference Information System, it is no indication of a person financial state.

Can we have lower credit card surcharges?

MUCH has been said about merchant credit card surcharges. I have received emails expressing frustration at having to pay extra on purchases of computers and related parts and accessories, air tickets and at restaurants.

UOB Credit Card Exemption of the RM 50 Service Tax

Recently I received a brochure from UOB regarding the RM 50 Service Tax announced by our government. They have already came out with options for their cardholders to be exempted from paying the Service Tax.

Special credit cards for football fans

TIGER FC, in partnership with Alliance Bank, has launched the Tiger FC credit card and Tiger FC payment card for football fans.

New Scam of Credit Card Balance Transfer

There seems to be a new scam going on for quite some time and I think some of us may already heard of it before. However, I wish to share it here so that more people will be aware of it.