I've been to both Andrew Pang's(kasturi) & also Low Chin Ann's(KB) F5 classes. For me Chin Ann is better. Andrew Pang's revision gives a thicker pile of Qs set but he only does a lot of questions that involves calculations. The Qs are mainly PYQ. He barely WRITEs on the theory part. The most he'll just read the answer for the theory part & explain what it means.

Whereas for Chin Ann, he prepares his own set of Qs. Some Qs may look like PYQ but it's modified to what he expects will be coming out this sitting. Chin Ann has a balance on calculation & theory parts. He also writes out the answers properly for the theory & discussion section & not just reading it from the given answers.

Also KB has lesser students so it's more comfortable. Imagine in Kasturi you'll have to reach at least 1 hour earlier just to book a decent place to sit. Then there's the issue of break times when the toilet queue & lift queue is just crazy 

Andrew Pang may cover more Qs due to his fast pace teaching but I feel Chin Ann's revision gives me more knowledge & make things clearer.  When you try to cram a lot of things into your mind you'll end up gaining lesser. The only bad thing about Chin Ann's class is it's ends so close to the exam week. If you don't have any papers on the first few days then it's ok i guess.

Hm I'm a bit confused, the income tax chargeable for YA2009 is 25% rite?

n does all those tuition centres open on sat & sunday? from wat time to wat time? they need photos for registration? do they charge extra for using credit card?

thx for replying

My advice is always stick with balanced combo namely theory & calculation.
F4 is 100% theory & F7 is 75% calculation + 25% theory so its quite balanced compared to finance which is around 60% calculation.
You dont need F7 knowledge at all for F9 & very slightly for audit but its almost negligible.
F4 is purely memory work & F7 requires constant practice to build up speed & familiarity.

But I think taking finance will be better instead of reporting bcos :
- audit is quite difficult & coupled with finance it will be worse.
- since you will be taking core papers (especially P2) you need good grasp & still familiar with F7 areas to pass through smoothly.
- then you can use some of your area learned in F8 to be used in P1 as well. (so you can utilise F7 & F8 knowledge for P1 & P2).

Taking F4 & F8 is stricly non advisable since its quite unorthodox fo a student to choose 2 purely theory paper in a single seating (I have endured all 3 core paper & its a very stressful journey).

Just dont bring out another combo of not taking F4.