The argument was "Why bring a baby into the world when the parent is not ready to shoulder the increase commitment". Apart from monetary commitment, there is also other stuff to factor in. Time, environment and etc. Would you rather bring a kid in to the world knowing you cannot provide the best you can to the child in the upbringing process? Just because "sooner or later i will have a kid, let's bring the kid in sooner since it already happened".

I don't know about you or the rest of the peeps here, but for me, i value my family first. If i were to bring a child to the world, i would make sure the kid has a proper upbringing. Maybe TS is the same, i don't know and do not want to assume anything.

The cost you listed cover medical cost up to the stage of the baby born. Does it takes into account other cost? All those "what if" cost? Does it also consider TS current incured commitments? Mind you, having a house is considered a long term commitment, as it easily a 30 years repayment period. As the TS stated, would you ask him to throw away his plans to have a home for his family and a better future or have a baby now and risk an uncertain future? I don't know about you, i am liking my odds with the first option better.

You also have to think ahead a bit, cost of stuff is never stagnant, so is your salary you can argue. But, how much is your increase in salary vs spiralling cost of living? Is your increment able to cover the spiralling cost of living? For the majority of us, the answer is a definite "No". Yes, argument again can go to say, get better certification and a better paying job, again, these require forefront investment. Reward is reaped later.

I believe i have derailed from the discussion enough.