Hi Augustine,

Any idea what material they use for the car porch partition for Phase 2? Steel, PVC?

Regards

This post has been edited by jumps: Mar 9 2009, 12:15 PM

Hi Kelvin and all,

If CF has been issued, I don't think we have negotiating power (my opinion) unless developer shows some effort for a win-win situation that can convince us. Else Mr. Developer might says: "CF already been issue, meaning approve by authority that the house is fit to stay, what else you want to complain?" What we can do by then?

Hi Mr. Developer, (if you are viewing this forum)

If you are confident to deliver the rectification after we get the CF, might as well do it before... If every of our reasonable complain can be fixed, we don't mind wait for another month or two (I believe all owners can tolerate with the duration, if the problem can be rectified. Don't you agree owners? Rather than things not rectify or keep on dragging of CF approval).

Thanks and Regards.

Hi Alan,

That's good. At least some good news.

Dear All,

Is there still any owner experience stagnant water within the unit after raining?


I've read some information on the Fire Insurance:

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http://www.hba.org.my/faq/list.htm#double



Q: Both the developer and my end-financier are billing me for the fire insurance - why should I pay double?


A: The House Owner/Fire Insurance policy
This policy provides coverage for your property against natural disasters such as flood, fire, riot, strike and malicious damage. For properties with strata titles such as apartments or condominiums, you need not buy the insurance because the Management Corporation (MC) would have taken up insurance on the entire building. You should ensure that you obtain the sub-certificate of the Master Policy issued by the insurance company from the MC and present it to the financial institution. This is necessary so that the financial institution is aware that the property has been insured and will not buy another fire insurance on your property. In such a case, you will be required to assign your rights under the policy to the financial institution.
Source: www.bankinginfo.com.my

--------------------------------------------------

http://www.hba.org.my/faq/fire.htm

Q1: I have been informed that the fire insurance taken by the Management Corporation is compulsory. At the same time, the bank where I took a housing loan for the unit of condominium I have purchased also requested me to pay for fire insurance policy which has been arranged by the bank. Do I need two insurance policies ?

A1: Under the Strata Titles Act, it is mandatory for the Management Corporation (MC) of buildings such as apartments and condominiums to purchase fire insurance for the whole building. The individual unit owner is required to pay to the MC his respective premium portion. If the unit is purchased through a loan, the financiers would also normally require the borrower to obtain an insurance policy for the unit. There is the possibility of a situation of double insurance under these circumstances.

However, if you have obtained the loan from a bank or finance company under the supervision of Bank Negara Malaysia (BNM), it has been agreed that borrowers will not be required to buy another insurance policy for their unit. Instead, these financial institutions will accept the insurance policy already purchased by the MC subject to certain terms and conditions. If your loan is not from a lending institution under the supervision of BNM, you will need to negotiate the insurance arrangements with the lending institution concerned.
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Does the above means the developer = Management Corporation should take care of it and we do not need to purchase Fire Insurance from the finance company?

The fee not cheap also. Hopefully they are really professional in this. Else lost on both site where checking fees gone and the defect not get rectified.

Does it mentioned in the warning letter what developer gonna do if we not pay? and What possible can they do?

Btw, your friend installing the lamp interior or exterior?

Aiks... how can gov approved earlier if the area not suitable for construction?

Bro, you managed to get black and white for that?

Kalau dapat 2 in 1 washing machine + drier memang bagus. Saya pernah nginap apartment tuan rumah pasang drier mouting kat dinding atas washing machine...

One of the solution

Hi Guys, my SnP dated April 2007, so after April 2010 only can claim LAD rite? The delivery is 3 years instead of 2 years, am I rite?

Dear Neighbours,

I've got the VP today. Someone can clear my doubts:

1. What does the following clause means:

***********************************
(b) Certificate of Fitness For Occupation (CFO)
(ii) you shall be deemed to have taken possession of the same, upon the expiry of fourteen (14) days from the date hereof and we shall not be liable for any damage of loss of the said Property and/or fittings therein.
***********************************

So now I have to settle the amount of RM 1084.47 (within 14 days ??) before can arrange to collect the key for performing the defect checking? And normally how long period for us to check the defect?

2. Why I was charged interest for late payment? Isn't the financier shall ensure this payment on time.

3. The address on the VP shown SELAYANG still? Is this the same things happen to Phase 1 where address on VP shows SELAYANG but instead should be RAWANG?

4. Shall we pay the maintenance fee (12 months + 1 month advance) as it did not mention we get the 2nd year maintenance fee for free??

5. Any idea why the fire insurance are from (25-11-2009 - 10/11/2010) and not a full 1 year validity?


Appreciate members' help to advise the procedure. Am currently working outstation and would be much helpful with your advise so I can estimate and arrange my schedule to back to KL to settle the above.


Thank you.

You mean we no need to settle the fees until we receive the next letter from Wirama? What is green receipt? Have never seen one hehe...

Yes I got charged RM 19.71 for the late payment on the bill for early last year leh FEB 2008. How come now only bill me? I just concern that they might bill me for some late payment after we have been staying for N years later...

Hi Susakthy,

My own record I have only paid up to 80% till I received the VP. Meaning after the bank release the 17.5% we still have another 2.5% to be paid to developer by the bank.

Hi Guys, maybe we shall offer 50% of the late payment interest charges to developer.

Hi Fronzen,

Nice & cozy. Do share more photos. Would like to know how you arrange your living room as there are bedroom doors at that section. How much have you spent for the renovation & furniture? If you don't mind to share.

Thanks & Nice job on the house.

This post has been edited by jumps: Dec 6 2009, 10:06 AM