advice to those using credit card : never default or u pay a very HEAVY price.

Last time i defaulted 3 cards in 2005, HLBB, Eon and MBf with balance about 15k, 7k and 22k. Now i check outstanding balances already 3 or 4 times of amount I actually used because of late payment and penalty default charges. HLBB- 41k, Eon - 22k and MBf i dont want to know

Call the banks already to ask how much to fully settle liao and officer can offer only 25% off. If want more discount have to appeal but chances very slim they would reduce more...... moral of story, no more credit card for life. Learn the hard and expensive way.....

Last time was stupid....hahaha.....

AKPK would not assist if got Court summons already. EON and MBf already summons. Funny HLBB didnt take legal action but look at the amount owing...RM41k.....

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Added on March 18, 2009, 4:52 pmalso was in bad times doing own business in 2006 and 2007...so, no choice lor.

This post has been edited by stryfox: Mar 18 2009, 04:52 PM

Now no choice but need to settle as low as possible (if banks have pity lor) because my new work place did financial background search and wants me to settle all card before confirm work anyone have contacts inside to get at least 50% off?

not really. sad to say, even when i appeal, banks more looking into how much profit they will make