hmm, wanna ask anyone know the reason for this?

My sis is currently holding citbank gold card, so i asked her to sub a standard card to me. but then after 2 weeks they say reject application.

i was like huh? first time know apply sub card also can reject one?

I am 25 this year and i am currently principal cardholder for a card from affin bank. so this is the cause of reject? because i already principal holder from another bank?

the only loan i am aware of is my car loan which i paid on time every month. Anyway I just applied for the affin bank cc last month which i submit details like 3 month salary slip, EA form, bank statement, etc and got approved. so i dont think i got a bad record at CCRIS?

anyway my goal of getting a credit card is done, affin bank used 3 weeks to approve while citibank used about 5 weeks to reject. Initially i was afraid that the affin bank one wont approve so get a sub card cuz i heard its easier to get, now its totally opposite

This post has been edited by skincladalien: Apr 22 2009, 01:42 AM

hi guys, need help to calculate how the bank charge interest here.

let say this month i swipe 3 times of RM1000, so the total bill will be RM3000.

and the statement come, i only pay the RM50 minimum payment, isit RM3000 x 13.5% or RM2950 x 13.5% ?

also what if i pay RM1500? isit RM1500 x 13.5% or RM2000 x 13.5%?

thanks

well here is the doubt, the interest is charged on the leftover or charged on the amount of transaction?

means, i paid rm1500, so 1 transaction cleared but 2nd transaction only paid half, so interest is charged on the full amount(RM1000) or on the leftover(RM500)?