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Credit Card Thread V6
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siutimtim
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 Mar 27 2009, 02:02 PM
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QUOTE(David83 @ Mar 27 2009, 01:46 PM) Actually I did give MBB CS a call on this and they couldn't confirm also. They still insisted that I'll be still receiving my paper statements even though I have subscribed to the Online Statement. Any chance if monthly income is about 5k can have a credit limit more than 20k? Which bank give the most CL to their customers ? any advice ? |
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siutimtim
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Apr 5 2009, 04:04 AM
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QUOTE(jeff_v2 @ Apr 5 2009, 03:25 AM) where i can apply direct access??? only at cimb or other bank also have??? Does anyone of you know how frequent bank udpate our record in bank negara... if they only increase my CL last month, will it reflect in current bank negara records so other banks can check that as well or we to wait few months before it is updated in bank negara ? |
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siutimtim
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Apr 5 2009, 10:16 PM
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QUOTE(toto4d @ Apr 5 2009, 09:53 PM) I requested twice, during 2008 and early this year 2009. I would say the respond is ok, 2008 effective within 1 week. The recent limit increase took around 3 weeks. so is actually 3 months or 3 weeks to see the updates ? The agent said if they just increase my CL and I apply for other bank, they said wont follow the latest one so soon... should I have 1 month or 3 months to apply so they will see my high CL card ? |
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siutimtim
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Apr 6 2009, 10:44 AM
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QUOTE(hye @ Apr 6 2009, 09:31 AM) Agreed ... I got hit by this with my new Alliance Bank cc. My CL is well under 50% of my highest cc / reference card that I used to apply. I fact I used 2 cc as reference and Alliance Bank still quote me lower. It bothers me for a while but heck realistically I only need RM10K on that card and free entrance to airport lounge was the best feature. I figured, it can't be that bad. I'll revert to my experience using the Plaza Premium Lounge in KLIA later. You mean your CL is 20k but alliance bank only give 10k? Premium lounge in KLIA for platinum card only is it? Got RM10k CL punya platinum card ?? My friend said only Citibank plat to Premium Lounge is free and others plat card have to pay fee is that true ? |
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siutimtim
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Apr 26 2009, 09:45 PM
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Can someone with experience advice. Now I got HSBC amanah approve and get card already but I want to change to normal HSBC and they say different company or management so can not change and I have apply as new for normal HSBC card again. My question is do I need to cancel the amanah first before I apply normal hsbc card? I scare later they see I already got amanah so they don't approve another normal card for me already.The CS said it is different management, different card and credit line. Anyone know what I need to best to get my normal card approve? Cancel amanah first or not?  |
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siutimtim
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Apr 26 2009, 10:16 PM
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QUOTE(ellimist @ Apr 26 2009, 10:04 PM) Ah ok, never knew the privileges were different between the 2. Just assumed they would be kinda the same (like CIMB and DA  ) Infact I don't think too many ppl would know this. My fren was saying HSBC have pretty good privileges and he wanted to apply for one. He got himself an amanah one since he knew someone there. Correct. I get no promotion thing from amanah so no use also keep the card.Like direct access, I have the card then I try apply cimb.. it is different companies/management but they say I already have direct access so they have say cancel my application.I scare hsbc also same.One of my friend has amanah platinum he said you call in or service also same like normal card no special treatment or line.So I don't want amanah already |
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