Credit Card Thread V6
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 Mar 7 2009, 06:10 PM
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#1
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Senior Member
1,603 posts Joined: Jun 2005 From: Seremban-Wangsa Maju  
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need some advice...
i've never used any creditcard before just debit card... but i'm planning to get a CC. any advice which one to get? I plan to to get Maybank Petronas Visa or Citibank Clear card.... any comment/suggestion?? |
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Mar 7 2009, 06:55 PM
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#2
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Senior Member
1,603 posts Joined: Jun 2005 From: Seremban-Wangsa Maju
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QUOTE(hye @ Mar 7 2009, 06:20 PM) The answer would be depending on what you want. Citibank Clear is a lifestyle card ... if you like to shop & party, can consider this card and the annual fees are applicable. MBB Petronas VISA best for Petronas petrol and free for life ... take your pick clear card, i might shop, dine one a while..   petronas card, i would prolly get it after i got my own card.. curently just surveying around first.. wanna get the best out of it... btw.. the clear card is it a compulsory to have a grad cert ? i don't have one.. i only have a offer letter ..how? can annual fees be waived if you have clean history.. eg.. payment on time/ no outstanding... |
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Mar 8 2009, 08:06 PM
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#3
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Senior Member
1,603 posts Joined: Jun 2005 From: Seremban-Wangsa Maju
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QUOTE(yott-chan @ Mar 8 2009, 09:23 AM) i'm using clear card cc. no, it's not compulsory to have grad cert. only >=18k p.a salary, 3 month's payslip, kwsp statement, and ic i see..annual fees can be waived for 2 years, if you use it 3 times every 45 days. but after 2 years, i think you can always call the citibank to waive your annual fees that's nice.. but is there a min amount to spend ? |
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Mar 10 2009, 03:55 PM
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#4
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Senior Member
1,603 posts Joined: Jun 2005 From: Seremban-Wangsa Maju
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Tried to apply Petronas Visa from maybank just now but they don't allow me.. =.=" Still under 3 months probation cannot apply wan ah???
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Apr 27 2009, 05:36 PM
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#5
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Senior Member
1,603 posts Joined: Jun 2005 From: Seremban-Wangsa Maju
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Just wondering... if let's say i wanna apply for CC from Maybank.. can i ask them to send the CC to a certain branch so i can retrieve it from there?
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Apr 27 2009, 05:47 PM
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#6
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Senior Member
1,603 posts Joined: Jun 2005 From: Seremban-Wangsa Maju
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QUOTE(David83 @ Apr 27 2009, 05:41 PM) Yes, I did that for all my 3 MBB CC. Kewl.. luckily can do that... i scare nobody help me take CC when i'm not at home.. hahaMake sure you specify that instruction in the application form. thanks for the info bro.  but then how long does it takes for them to approve ah? i've never use a CC before.. This post has been edited by melz84: Apr 27 2009, 05:48 PM |
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Apr 27 2009, 10:42 PM
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#7
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Senior Member
1,603 posts Joined: Jun 2005 From: Seremban-Wangsa Maju
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QUOTE(MilesAndMore @ Apr 27 2009, 06:46 PM) If AMEX Charge Card usually quite fast. I got mine after 2 weeks +. lol... AmEx... dun think i wanna get that now.... heheQUOTE(namh @ Apr 27 2009, 07:07 PM) both my maybank visa and maybank amex arrived at my house after one week of application.. 1 week ? so damn fast wan MBB.. lol...kiasu... haha |
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Apr 27 2009, 11:09 PM
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#8
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Senior Member
1,603 posts Joined: Jun 2005 From: Seremban-Wangsa Maju
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QUOTE(namh @ Apr 27 2009, 10:58 PM) my cousin work at maybankard centre at dataran bangsar.. in my mbb saving acc, i always keep few k there.. maybe that's why they approved it fast.. i see...wah then my applcation sure takes long time to approve... cos everytime my company bank in $$ to my MBB account... very fast clear all wan me LOL |
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Apr 27 2009, 11:34 PM
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#9
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Senior Member
1,603 posts Joined: Jun 2005 From: Seremban-Wangsa Maju
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QUOTE(namh @ Apr 27 2009, 11:17 PM) if your salary deposit in maybank, should be easier to approve.. because they have in-house record how much you earned every month.. ouh... like that ah... doesn't matter even after 1 day..my salary all gone from the account? lol |
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Apr 28 2009, 09:44 AM
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#10
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Senior Member
1,603 posts Joined: Jun 2005 From: Seremban-Wangsa Maju
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QUOTE(den0422 @ Apr 28 2009, 09:41 AM) Guys I need help! I think most probably they're afraid u'll run off without paying your bills.. so they'll use your FD to cover.Im an expat. I tried to get a credit card in CIMB and the lady at the counter told me something about Fixed Deposit of 5000 Malaysian Ringgits once my application has been approved. I asked her to explain to me what the fixed deposit is for but I dont think she speaks english that much:( I was hoping someone in here could explain it to me clearly. Cheers! |
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Apr 30 2009, 03:37 PM
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#11
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Senior Member
1,603 posts Joined: Jun 2005 From: Seremban-Wangsa Maju
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Just now just went to apply for maybank petronas visa gold.
hopefully they approve laa the girl tried to push me the amex.. i said i dowan.. she  |
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