Credit Card Thread V6
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 Apr 8 2009, 06:51 AM
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#1
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Senior Member
737 posts Joined: Jan 2003  
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QUOTE(wkf @ Apr 8 2009, 12:29 AM) i having the credit card with hsbc. the bank charged quite expensive on its annual fees. if i ask for the fee waiver on my credit card, will they give up the fees charge on me instead, or i need to arugue with them very hard then only can get the waiver. if you have used the card quite frequently, they will waive it for you once you ask. Ask nicely. |
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Jun 17 2009, 12:24 AM
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#2
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Senior Member
737 posts Joined: Jan 2003
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QUOTE(m3red1th @ Jun 17 2009, 12:09 AM) Guys, I have a question about CC's interest-free period. Yes, assuming you clear you June statement on time, you will not be charged any interest on your july statement if you pay by 30th July.I have Master & Visa from Direct Access. I've read their fees charge and they mentioned that purchases will be interest free for 20 days from the statement date (provided I have no outstanding balance). Let's say my statement date is on 10th every month, so if I made purchases on 11th June, the interest free period will only start counting on the next statement date which is 10th July? Which means my purchase on 11th June will be interest free till 30th July? Is this correct?  So technically if you time your purchases properly, you have a 50 day interest free loan. This post has been edited by elhh82: Jun 17 2009, 12:25 AM |
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