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 Credit Card Thread V6

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Zack Styler
post Mar 31 2009, 05:23 PM

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I hate it when during major festivals like Christmas, some major restaurants do not accept credit card for payment, the reason given is system down..
Zack Styler
post Apr 1 2009, 03:11 PM

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QUOTE(andyfriends @ Apr 1 2009, 03:03 PM)
What?  U using classic?  Isnt it even more embarassing.
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Nothing wrong with that..

QUOTE(lcl832002 @ Apr 1 2009, 03:07 PM)
I was told that we can get a DA credit card (2 % cash rebate in all petrol station in Malaysia) using our degree cert. Do we have to prepare our pay slips for application for the DA credit card???
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Preferably yes for easier approval..
Zack Styler
post Apr 3 2009, 04:38 PM

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I got a question here, say I got a savings account in MBB, and I got a credit card from HSBC, so is it possible for me pay my credit card thru online banking by transferring the funds from MBB to HSBC? Or do I need to pay at HSBC?
Zack Styler
post Apr 6 2009, 05:19 PM

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I applied for PBB credit card recently, and specified to have the VISA type, but was given the Mastercard type instead, is it possible to request another card under VISA?



This post has been edited by Zack Styler: Apr 6 2009, 05:21 PM
Zack Styler
post Apr 7 2009, 09:18 AM

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QUOTE(zenwell @ Apr 6 2009, 05:31 PM)
should be okay to apply for another one. Did you call them up to ask if there is a mistake? I applied for PBB card too recently. and no mistake there biggrin.gif
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Thanks for the advice, will call them up soon.. biggrin.gif

Zack Styler
post Apr 22 2009, 12:09 PM

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QUOTE(nicholastze85 @ Apr 21 2009, 04:41 PM)
my salary is rm 1900.. can i apply for maybank credit card?
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QUOTE(nicholastze85 @ Apr 22 2009, 08:54 AM)
my salary is rm 1900.. can i apply for maybank credit card?
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Yes you can, the minimum income is RM21K per annum..
Zack Styler
post Apr 22 2009, 10:49 PM

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QUOTE(alexwsk @ Apr 22 2009, 12:15 PM)
if according to latest info from Maybank website, the answer is NO

you'll need RM30k even for their classic card sweat.gif

But of course, other banks such as alliance, public bank...., RM18k is enough to qualify for classic card
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I am outdated, thanks for the update.. tongue.gif


Added on April 22, 2009, 10:51 pm
QUOTE(aarex @ Apr 22 2009, 09:56 PM)
Juz get my CIMB MasterCard... laugh.gif

hmm.gif VISA good or MasterCard good?
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Let's assume,

VISA=Intel

Mastercard=AMD

Well its better to have both, in case either one of the systems went down, or the merchant did not accept one of them.. smile.gif

This post has been edited by Zack Styler: Apr 22 2009, 10:51 PM
Zack Styler
post May 19 2009, 11:17 AM

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QUOTE(ronnie @ May 19 2009, 10:51 AM)
Credit department is separate from the banking department... though in the same bank. That's life.
Would you like the Credit Card department to take money out of your Savings accounts when your balance is overdue without your knowledge ?
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I thought got such cases before?
Zack Styler
post May 19 2009, 04:43 PM

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QUOTE(pisang @ May 19 2009, 04:18 PM)
hello guys... just wanna share with u guy on my exp to apply for AM bank credit card. i applied that CC coz i wanna get the special promo on HP laptop.

27/4 form submitted thru brance officer @ johor together with supporting docs. i was told it would be sent to HQ for processing the next working day. I called 3 days later. I was told my application not receive according to the CS's system. Maybe at that time already reached their HQ with first stage processing.
keep calling every 2 days... but no used. CS has no visibility of the status.

4/5 was told form received and under processing. i immediately asked the CS to help to expedite.

7/5 : pending for approval.
12/5 : card approved and sent to the branch.
15/5: it took 3 days to arrive at the branch.

so, in total it took about 3 weeks to get the card. Nothing can be done prior they update in the system (to acknowledge receive of the application form). So, those who want to apply for the credit card, be prepared to wait for 3 weeks. but i would say ambank service is LOUSY!!!

my english is lousy too tongue.gif
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Mind to share on the HP laptop promotion? smile.gif

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