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 Credit Card Thread V6

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DarReNz
post May 10 2009, 07:31 PM

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nowadays the bank send a new cc to you even if u have not applied but u are having an existing cc with them ....
DarReNz
post May 15 2009, 01:13 PM

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just checking if the bank sent u a cc which u never applied, is there a timeframe if you don't activate the cc it becomes invalid ?

This post has been edited by DarReNz: May 15 2009, 04:52 PM
DarReNz
post May 18 2009, 01:50 AM

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wanna ask is it still UOB bank having the most discounts at diners compared to HSBC and Citibank ?
DarReNz
post Jun 12 2009, 09:30 PM

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how good is the new JustOne Standard Charted Titanium card ?
DarReNz
post Jun 12 2009, 10:28 PM

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is it require to spend about RM 2500/month to obtain the max RM 600 rebate ?
DarReNz
post Jun 13 2009, 05:11 PM

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QUOTE(winner @ Jun 13 2009, 03:42 PM)
When I received the Just1 card, I did not see the small long-shaped T&Cs booklet normally attached to a new cc. Only some brochures and a guide book are attached, but detailed T&Cs are not indicated in the guide book. Besides that, I can’t find a notice mentioning the participating petrol stations for cash rebate in the guide book and all the brochures in the envelope. Perhaps SCB has removed the notice to avoid confusion?
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isn't the 2% and 5% rebate available for any purchases regardless of participating partners ?
DarReNz
post Jun 14 2009, 12:03 AM

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if someone can just do a table to compare all the cards with the best discounts for f&b, shopping, diners, including other benefits such as waiver fees, etc and sort of ranking that would be cool
DarReNz
post Jun 14 2009, 11:49 PM

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QUOTE(Gen-X @ Jun 14 2009, 08:26 AM)
click on signature - you may get some info on waiver, points redemption comparison, cash back and installments program.

To do a table on discount is pretty tough as each card have discount at different outlets.
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on your blog u wrote UOB Classic is free for life however my isn't as it also requires 6 swipes for each card to waive the fees
DarReNz
post Jun 15 2009, 08:16 PM

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QUOTE(Gen-X @ Jun 14 2009, 11:50 PM)

Bro, I mentioned automatic annual fee waiver lah and it is free for life as long as you swipe is 6 times yah
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UOB* - Classic & Gold Free for Life. For other cards (like my Platinum Card & ONE Card) they have a stupid policy where members must have both Visa and Mastercard cards and swipe minimum 6 times for each card.


from what u wrote above, you are saying platinum and one card have the stupid policy, perhaps u can change it to be clearer
DarReNz
post Jun 16 2009, 10:56 PM

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i have a few frens who applied for the Maybank CC but all of them got rejected. Could it be since they owned quite a few CC in the first place ? Btw, they don't not have any bad credits.
DarReNz
post Jun 16 2009, 11:11 PM

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QUOTE(MilesAndMore @ Jun 16 2009, 08:48 PM)

Both the Singaporean banks, UOB and OCBC are charging RM0.50/IBG for the first two IBG done in a month, RM2/IBG will be charged from the third IBG onward.
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UOB eAccount - Monthly 2 FREE Interbank GIRO (IBG) and subsequent transactions at RM0.80 each.
DarReNz
post Jun 16 2009, 11:19 PM

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QUOTE(santaclaus @ Jun 14 2009, 06:56 PM)
been using scb justone for about 2 weeks ... n it sucks ... even my supp card havent received ... after i called the cs last 2 days ... she said the supp cc havent send out yet  vmad.gif 

for petrol no prob coz i punch the option ... but i encounter a few problems for other transactions...

1) used at a restaurant , the waiter say rejected ... i ask him to choose cc coz this card is 2 in 1 ... try again ... also can go thru ... he say it auto reject ... he din even c any option given  hmm.gif  then he say might b their merchant machine was outdated as it was used quite long

2) used at comp shop ... almost same as problem 1 ... put in cc ... he say cant go thru ... the machine say chip error  shakehead.gif

3) used at a minimart ... this place run by korean so their r familiar with this cr or dr option ... i din say anything but once she saw the option she asked cr or dr  thumbup.gif  ( shud haf more of these ppl ) ... i said cr ... c she punch tht option ... card rejected  doh.gif  try a few times onli go thru

make me felt more n more annoying ...
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anyone else got good/bad comments for scb justone ?

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