May be they just want to follow other countries, and make CC the main mode of payment. I just wonder when they will make CC as a payment option for local taxi Singapore taxi is accepting CC as a mode of payment for quite a while now. Taxi in New York is not only accepting CC, they are offering a small personal TV for passengers behind too


Another problem with local fast food chain restaurant is that not every counter accept CC as a mode of payment



Yeah, this is true. I'm not too sure about London, Frankfurt or Paris but this is true in USA. Their machine is really fast and you'll be impressed !


Saying so would be a little bit overexaggerate but yeah, most people in the West use CC most of the time

This post has been edited by MilesAndMore: Mar 31 2009, 03:53 PM

@he-sham , milesandmore

Yes, the cc machine is wireless in some Europe country, their cc printing machine can take over to the front of customer and print it out in front of them, this lower the risk that the worker involve in cc criminal. Like some cases happened in Malaysia, the restaurant waiter double swipe and ask the customer to sign on it.

MilesAndMore it's true that people in the US for example use their credit cards much more than in Malaysia. One thing that makes me more confident of using my card in the US is the customer protection from fraudulent transactions etc. It's mostly a miss in Malaysia, someone clones your card and you're responsible most of the way. The RM250 limit imposed by BNM doesn't seem to be enforced by many card issuers today.

I hate it when during major festivals like Christmas, some major restaurants do not accept credit card for payment, the reason given is system down..

Does the machines look something like this ?

@cute_boiboi

nono, the one i have seen is looks like a bar code printer. the design is much more same as the normal machine, but is thin and light, furthermore wireless, how good their technology is.

Should be look like this

Anyone uses AmBank RealRewards MasterCard?

I am using it now. It is free for life absolutely without any conditions...

Yes, how do we register at realrewards.com.my in order to login since we don't have PIN?

If we use it to pay bills online, we can get realrewards points as well?

their cc terminal varies la...but most of them located at customer side of the counter...some also got integrated with the cashier's lcd...they just swipe it (i mean in one motion) once...straight forward they cash drawer open meaning the transaction been authorized... less than 2 seconds i would say.... but of course it take sometime to be posted or appear in our bank online system...the fastest for oversea transaction i would say around 3 days....

btw, cimb DA having promotion for oversea transaction..... cardholder with the highest oversea transaction will get free iphone 3g 16g ....
planning to buy something in jakarta next week.... hehe


i'm using one...i just use to pay my celcom bill...never bother to check the points...but they did giva seperate realrewards card which is easier to use since cashier need to scan the barcode.....

juz found out standard chartered platinum only need annual income of rm60k to apply

while gold card is rm18k

wat happened?

Received my HSBC card today. Weird that the limit granted is actually lower than what the other banks gave. Wondering...

HOW MUCH LIMIT THEN?

HSBC granted 10.5k whilst, Direct Access 12k.

Yes, S&C called to offer me last month, but after reading the T&C and min income, I did not proceed.

Why and mind sharing?

1) No point for me to hold so many CC. I already have several backup CC and plan to cancel some.
2) The 60k annual income min limit is too low
3) Do not foresee a need for S&C CC in future use, although I have an existing M1 a/c.

IC u are looking for a 'better' platinum card.

The promotion is quite tempting tho, i.e. RM50 cash on credit card with a free saving account, with RM30 in it. I did not apply as it is inconveniet for me.

wat S&C did is worsening the platinum and gold card status. ( although they had visa infinite which the requirement is almost the same as other bank's platinum )

this make platinum dun look exclusive anymore

I agree. On the other hand, they are trying to attract those users, who are desparately for Platinium to apply due to the degrade of the requirement.